Loans Guide answers:

They do actually. It’s a new trend. Both of the banks that I bank with – Wells Fargo and Bank of America offer payday advances. They are offered only to established customers of their bank and the amounts are determined by the amount of income you have regularly deposited into that account.

As with any payday advance, it should be avoided like the black plague and never touched. Even with these two large financial institutions, their fees and interest charges are outrageous.

If you don’t have the money now for something (including emergencies) what makes you think you’ll have it later to pay back?

Loans Guide answers:

Hi
If you looking for a legitimate payday loans upto $1000 in 1 Hour .once approved your loan will be transferred directly to your checking account promptly, and securely. Now you’ll be able to use the cash for all your necessities.

Http://bestpaydayloancompanies.com

• 100% secure and processing
• No faxing -No credit check
• Immediate online approval
• Excellent customer service
• Get Cash in Minutes!
Good luck….

Loans Guide answers:

Here is what the site FAQ says I do not take loan but here is some info from that site you mentioned…

I applied for a loan earlier today. When will I know if I got approved?

When you are approved, you are directed to your approving lender’s website within a few minutes of applying on WeFixMoney.com. If the system is still searching for a match after 10 minutes, we’re having trouble finding a lender who will accept your application. If no one contacts you within an hour of submitting, your loan was denied.

Loans Guide answers:

With due respect, and from what I gather on this site, payday loan is not the way to go. I would do my best to find another solution to these financial woes, take another look at my finances and maybe start cutting in the fat. (What is a necessity to some is excess waste to others).

Loans Guide answers:

In that case your fam+friends will be your best bet but even with them you’ll have a credit limit.

Loans Guide answers:

There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

Http://www.axalda.info/bad-credit-loans.html

Loans Guide answers:

Freecreditreport.hotusa.org – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.

Loans Guide answers:

Http://search.yahoo.com/search?p=project+payday+scam&ei=UTF-8&fr=moz2

Loans Guide answers:

Yes try here http://guaranteedunsecuredloans.info we work with all the top lenders such as pay day uk & wonga & quickquid

If accepted they pay you within 15 minutes , can even do it on your iphone or blackberry

Loans Guide answers:

First of all, let’s clear up some misconceptions about loan sharks that surfaced in other people’s answers:

Bluealt said: Do not ever use a loan shark or a payday lender. You’ll be regretting it for the rest of your life. Those folks charge 300%+ interest for your hard earned bucks. Don’t do it.

While I agree with Bluealt’s kind advice, I respectfully disagree with the information it is based on.

There is a big difference between a loan shark and a payday lender. Payday loan APRs range from 300% to 700% (with some reaching 1000% or more). Loan shark APRs, on the other hand, range from 152% to about 250%.

SharonLovesKeyLimePie said: Who do you think would get their arm broken if you couldn’t pay? Your kid(s).

This is another misconception about loan sharks.

The only place loan sharks still use brutal violence is on TV and the movies. While loan sharks may threaten violence (and the violence option is, of course, always on the table), most loan sharks will avoid it because it attracts police attention.

Loan sharks would much rather send thugs to break into your home and steal possessions to recover defaulted loan payments. This, of course, has many risks – especially if you are a single mother with kids in the house. If you are at work and your kids are at home when the thugs come, it would be a disaster. Even if your kids are not physically harmed, they would be emotionally scarred for a long time to come.

Now that the misconceptions are out of the way, let’s look at the REAL reason that a loan shark is NOT an option for you.

If you need $10,000 and can only pay $300 per month, then I am sorry to say this but a loan shark is out of your price range. You could not afford a loan shark’s rates.

Let’s say you find a loan shark with an APR of 152%. In order to pay off the loan within one year, you need to make monthly payments of $1,664.54. For a two year loan, you would need to make monthly payments of $1,343.42 per month. If you agreed to pay back the loan in three years, it would cost you $1,284.21 per month. Even if the loan shark gave you nine years to pay it back (they wouldn’t, but for the sake of argument), you would still need to pay them $1,266.67 per month to pay off the loan because during that time you are paying 152% interest per year on a $10,000 loan.

A loan shark is financially impossible in your current situation and trying to find an illegal lender would expose you and your children to criminal elements.

Please consider an alternative such as a credit union. With APRs in the 36% range, a credit union would give you a much better chance of paying it off.

I hope you find a way out of your financial difficulties and am sorry I could not be of more help to you.

Loans Guide answers:

Go read my other answer

And, if you “didn’t need it” you wouldn’t have been online filling out payday loan applications giving them your bank account number, right?

Loans Guide answers:

The real answer….

Stop shopping for payday loans online. Many, actually most, online lenders are really marketing companies and firms. Many of them are not affiliated with such ethical organizations as CFSA, which means that your consumer protection is in potential danger when you deal with them.

Some real advice…

Stick to dealing only with land based lending companys; MoneyTree, Advance America, and many others. Many of these companies are also available online, and they are much more reliable and legitimate

Loans Guide answers:

I don’t understand your question.

You wanna pay for a list?

Http://www.PaydayLoanComparison.org

i don’t know if that helps

Loans Guide answers:

Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

Http://payday-loan.we.bs/

Good Luck…

Loans Guide answers:

There is no such thing as a “good” payday loan company. The interest rate is in the 600+ range. If your short today, you’ll be a whole lot shorter next week when you fork over that interest.

Figure out another way. It’s cheaper to pay late fees on your bills that the interest on payday loans.

Loans Guide answers:

There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

Http://www.axalda.info/bad-credit-loans.html

Loans Guide answers:

Check for Oakam

Loans Guide answers:

We, at UK Payday Loans aim to provide you with a wide range of services. At UK Payday Loans, we endeavor to make your journey of loans procurement through us, an easier and speedier task. In order to accomplish this endeavor, we have provided several facilities inclusive of online application, loan quote as well as expertise from a panel of professionals in the field.

Loans Guide answers:

You’ll need to obtain a credit licence first, plus it would be wise to get an old pro on board from a pawn shop or something.

The pay isn’t great in these sort of outlets, so you could get great experience for relatively little cash, and they could point out all the downfalls, dodgy cheques, bad gold, Western Union etc etc etc.

I’d offer but you couldn’t afford me ;o)

Good luck

Loans Guide answers:

Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

Http://loan-house.we.bs/

Loans Guide answers:

There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

Http://www.axalda.info/bad-credit-loans.html

Loans Guide answers:

Check for Oakam

Loans Guide answers:

We, at UK Payday Loans aim to provide you with a wide range of services. At UK Payday Loans, we endeavor to make your journey of loans procurement through us, an easier and speedier task. In order to accomplish this endeavor, we have provided several facilities inclusive of online application, loan quote as well as expertise from a panel of professionals in the field.

Loans Guide answers:

You’ll need to obtain a credit licence first, plus it would be wise to get an old pro on board from a pawn shop or something.

The pay isn’t great in these sort of outlets, so you could get great experience for relatively little cash, and they could point out all the downfalls, dodgy cheques, bad gold, Western Union etc etc etc.

I’d offer but you couldn’t afford me ;o)

Good luck

Loans Guide answers:

Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

Http://loan-house.we.bs/