Your Questions About Payday Loans Without Checking Account
January 19, 2012 by Loans Guide
Filed under Payday Loans

Michael asks…
payday loans…. Not check loans sorry.?
I got two payday loans and you have to write a check without money in the account to get them. My bank closed my account because they charged me over $285 in overdraft fees for a $10 preauthorization. I am fighting with the bank over this as it should not have happened. In the meantime the two checks that are in payday loan will be deposited to my account. Since it is closed I want to know how much trouble I am going to be in. I do not have the money to pay them in full.

Loans Guide answers:
Hello,
if you seeking a legit Payday loan then this is great ! Payday cash advances are for individuals who are short on cash in the middle of the month, and have no other way of receiving money to cover their expenses. We can receive up to $1000.00 overnight. It doesn’t get any easier than that. Once approved, your Faxless Cash Advance loan with be transferred directly to your checking account promptly, and securely. Now you’ll be able to use the cash for all your necessities, and urgencies.
Http://faxlesscash.com/?affid=7470
• 100% secure and processing
• No credit check-No faxing
• Quick online approval
• Excellent customer service
• Get Cash in Minutes!
Good luck

James asks…
I have bad credit..Payday loans messed up my bank account. I need money by Monday 5/14/07 help?
I need aloan to pay off my childrens tuition, pay my summer tuition, and reregister my girls for the fall. I have a great job, but had a family crisis( oldest daughter got Lukemia) and I had to pay for treatments til Medicare was approved. I had a few payday loans, payng on time, until one of them went in a day early and tried to get their entire balance. That was not the arrangement, and they messed up my account, which caused a trickle down effect on every other account that was ACHed from that account. Not to mention the bank bounce check fees. I am working on getting those items corrected but now I need $4000. Any idea where I can look…fast. Without this last payment, my daughters will not be able to take finals and they will have to repeat the entire grade. I can verify all I have said. Please no scam artist saying they can give me a loan at 3% knowing they are going to charge me for living in the US and you will never see the money. ( They are on report now)
Did you read the part about the bad credit. I need lenders almost like loan sharks that will lend to anyone, like me with bad, terrible credit. I am considered high risk. I need a lender who will give me a chance despite my credit score.
Let me express something. I have no family, part of my debt comes from the house that was forclosed on when I had my stroke, and I loss everything in it, and the payday loan thing. With that said, it is not that I run up debt, I live in a cheap 1 bedroom so my girls could go to that school, and yes I will take a semester off if I have to. The point is I still have to pay their tuition for this month and register them, or they will loose their spot. They are twins and they were born with problems so I have to keep them in this school or they will fail ( i’ve tried public it was like pre school they are 14.) Also as far as identity stealing, I work for the government agency that lost the hard drive with all the employee information. I asked for ideas not criticism if you read the post you will realize that I don’t live large or beyond my means, I just have to live and keep my kids alive ( cancer kid… hello) My sneakers are 4yrs. old please.
You see what I mean about the scam artist??? Jeff Norberts one of them.

Loans Guide answers:
Wow word inc that is really tough, I cant begin to even try to understand what that is like, email me at anieves_89@yahoo.com if you can, I cannot say that my method will get you the money by the 14th, but it might help you out in the long run, take care

Susan asks…
What can I do to get $560 by Monday without borrowing or loaning it? I have a job, just no work. Please help!?
I received a letter from the prosecuting attorney, a 10 day notice that criminal charges will be filed against me unless I pay this debt by the 17th of December.This couldn’t have come at a worse time. I am in construction work and the past few weeks have been slow and my savings have been used on necessities. I have bad credit and no checking account so payday loans are not the answer. My family and relatives are also struggling financially so they cannot help either. All that I can do is pray and put this out there and maybe someone can help me figure it out. Thank you.

Loans Guide answers:
If you own the title to your car you could go to a title loan company. Good luck.

Donald asks…
Where can I get a payday loan without …?
Having my paycheck DD? And also being on the job for under 6 months. I have a checking account.

Loans Guide answers:
By my experiences, and alot of serious research, you should only work with established, land-based, payday lenders. Many of them also have on-line sites.
Additionally, do not, never ever, borrow from more than one payday lender at a time. This is how many people get into trouble with payday loans, by over extending them selves beyond the qualified amount given by a lender. Http://www.americaschoicetoday.com/Payday-Loan.html

Jenny asks…
Can I default on Internet payday loan without wage garnishments & prosecution?
I live in NM & I am on the verge of total financial collapse with payday loans. I am on the verge of being homeless. I read on this forum an previous answer from Badonkadonk & the answer was to close my bank account & to take control of my whole check. I think I cannot be prosecuted in NM. What will happen if I do close my checking account, thus not allowing ACH payments & opening up another account. What if I choose to default completely? Will it be reported to the credit bureaus? Will I be forced to pay no matter what? I need some good answers please. I am desperate.

Loans Guide answers:
Well, your in a pickle, and no mistake.
One problem is Most banks won’t actually let you just close an account. Most require a 1 month waiting period after you tell them you want to close your account and sign the paperwork. They do this specifically to prevent what your doing-closing an account from which payments may still be owed or sought. But you can try it…
They’ll keep coming after that money…
I’m not sure what you can do at this point, a lot of people have become homeless like this lately…
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Tags: payday lender, good luck, bank account, Loans Guide answers, loan sharks, payday cash advanceYour Questions About Payday Loans In Georgia
January 13, 2012 by Loans Guide
Filed under Payday Loans

Nancy asks…
where can i get a cash till payday loan with no directly deposited check in georgia?

Loans Guide answers:
Avoid the cash till payday loans like the plague! These are nothing more than legal loan sharks.
Instead, look for ways to make extra money yourself. For example,
1) cut your cable tv
2) sell something
3) get a part-time job
4) increase your withholdings (ensure that you don’t go overboard or you’ll owe the IRS).
Whatever your situation is, ask yourself a different question. For example, if you need $500 in a week, simply ask yourself “how can I get $500 in a week?”. Begin to brainstorm ideas.
I hope this helps.
Scott…..

Joseph asks…
Emergency funds/Online payday loans?
I have a friend whose girlfriend just cleaned out her entire bank account while she was on a Greyhound from Mississippi to Georgia. My friend is now stranded in Georgia on the with nowhere to stay and maybe $5-10 to her name. I am trying to get her to Colorado so she can stay with me, but she is only 19 and no one will give her a loan because she’s so young and her current account has only been open for 3 weeks (they require 30 days). She has been working for years now and had a LOAD of money in the bank that this girl stole, and all her money was in this one account. Her card is frozen (that’s how the girl spent all the money), but she has her starter checks. She is technically unemployed since she quit her job prior to leaving Mississipi, but she still has another check coming and is waiting to get her money back from the stolen card.
The problem is, she’s on the street and doesn’t have time to wait. I don’t have the money for her Greyhound, I’d have to pawn everything I own that’s of value, which isn’t much. Is there a safe, online payday loan that she could apply for? Please, none of the “payday loans are a vicious cycle, there are other ways” stuff. Her bank only has branches in Mississippi and we’ve tried EVERYTHING else we can think of. I’ve called all over town in Georgia and NO ONE will give her a loan because of her age/the account not being open long enough/being unemployed. She’s not a deadbeat, she’s a hard worker and she had plenty of money, she just got screwed and is in a dire predicament because of a mean, nasty person. If anyone has ANY suggestions, please share. I know it’s wrong, but we’ve even tried overdrafting the account with no luck. No one will take her checks because they are out-of-state checks.

Loans Guide answers:
Question:
How will she pay the pay day loan back?
She has no money and she has no job.
She needs to call the local salvation army, YMCA, united way or red cross. They will help her somehow…

Maria asks…
Online payday loans?
I need one of these, but I cant find any for residents in the state of Georgia..why not? And if anyone knows of any would you let me know.

Loans Guide answers:
Do not do this!!!!!! Interest is WAY high. You will never get it paid off without paying 100 times what you borrowed.
I am not joking. I honestly found a website where the APR was between 405% to 1460%
If you don’t believe me look here:
http://www.soniccash.com/disclose.aspx#
then click on APR disclosure
here’s more:
http://www.fastbucks.com/apr_disclosure.asp
http://www.nationalpayday.com/faq.htm
scroll to bottom of page
This is off of wikipedia:
A payday loan or paycheck advance is a small, short-term loan that is intended to cover a borrower’s urgent expenses until their next payday. Typical loans are between $100 and $1500, are usually on a 2 week term, and usually have interest rates in the range of 390 percent to 900 percent (annualized). They are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

John asks…
Is there options for Georiga Payday Loan?
Currently working, but I have a emergency. Any options in Georgia?

Loans Guide answers:
Georgia outlawed payday loan companies a few years ago. Lucky for you. Figure out some other way to deal with your emergency. Payday loans make loan sharks look good.
Pawn something, collect aluminum cans, mow some lawns — if you look hard there’s some other way to get that emergency money.

Donna asks…
is writing a post dated check to recive a payday loan considered fraud in the state of texas?
if it is not paid, if so what are the penalties and what is the statue of limitation, it has been 4 years now and a collection agency is telling me this is fraud. I reside in texas the collector is in atlanta georgia,

Loans Guide answers:
Beware what you say to the collection agency for at this point 4 years I will bet the statue of limitations has run an you can not be sue in civil court, but if you agree to make payment, or other agreement the statute of limitation clock resets
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Tags: cash advance, credit car, Internal Revenue Service, day loan, time jobYour Questions About Payday Loans Online
January 7, 2012 by Loans Guide
Filed under Payday Loans

Chris asks…
Real Payday loans online?
Are there any real payday loans online that don’t keep sendng you to one site after another?

Loans Guide answers:
Don’t trust any.

James asks…
What is the deal with these online advance payday loans?
The bills aren’t added up right and i need some extra cash for my shots for LPN school.
My question is: Do these things work and how? Do they go off credit? How do they determine how much you will get?
i’m in florida

Loans Guide answers:
Do not get the online payday loans. If you have to get a payday loan, at least go to one where you walk in a store and talk to the people who run it.
They do not run your credit, they go by how much you make in a pay period. The most they can lend is $425, and you will have to pay back $500. You will have to bring in your paycheck stubs, check book, a utility bill with your name and address on it, drivers license, possibly your SSN card and a pint of blood (ok, that last part was just being funny)
They will charge close to 400% interest on the loan, and a lot of people find themselves in a revolving cycle of just renewing the loan and paying the fee or interest. They are very difficult to get out from under.
Do not do this if you cannot get it paid off in the time frame of a month. Otherwise, you are going to get sucked into the cycle.
The ones on the internet tend to debit your checking account on the day the loan is due, and if it isn’t in there, you get slammed with not only overdraft from your bank but fees from the payday loan.
Also, the ones you go to in person, you have to pay them back in cash..they do not cash your check. (unless you don’t show up to pay them..LOL)
Also, be aware that in some states, Payday loans are illegal, and if you are in the military you can no longer get a payday loan.

Sharon asks…
what online payday loans are real?
I need a payday loan that i can get online that isnt a bunch of b.s

Loans Guide answers:
Oh, they’re all real. The payday loan business is almost more profitable than drug dealing, who wouldn’t want to be a real lender?
The money they lend you is real, and so are the phenomenally high interest they charge. That’s the most real part of all.
Are you absolutely, 100%, no-doubt-about-it, completely and entirely CERTAIN that you will be able to pay back the loan? You better be. Because if you don’t, you will end up owing thousands of dollars before you can blink an eye.

Maria asks…
CAN YOU GO TO JAIL TN ONLINE PAYDAY LOANS IN TN?
I have been threathen to be put in jail for a payday loan that is over two years ago. I was told to get a prepaid debit card and put their money on it or I will be going to jail is this so, I closed the original account that I got the loans with. I live in TN.

Loans Guide answers:
Wow – I will have to disagree with all these answers.
I have personal experience with this.
A payday loan place is not like credit.
You are essentially writing a bad check – which is a federal offense.
When writing a bad check – they will take you to jail.
It’s FRAUD.
I had a friend that wrote a bad check.
They came to her apartment – all the cops lights were on.
They took her away in handcuffs and left her kid with me.
I didn’t even know what to do with that kid.
/

Donald asks…
How do Online Payday Loans work?
I get cash advances from time to time. But the only company I did business with moved their office. They are now almost 45 minutes away. A couple of friends say I can just get a payday loan online. But they couldn’t tell me how it works?
I liked that payday loan office because they knew me. And they never asked to check my credit report. It is not that good. Will a online cash advance service require a credit check?

Loans Guide answers:
I don’t think the reason that payday loan office didn’t asked to check your credit before giving you the cash advances was because they knew you. Most all payday loans, or cash advance, services do not require credit checks. You mostly have to prove your identity and that you have the ability to repay it.
Payday loans get a lot of criticism mainly because people always unfairly compare them to regular loans like you would get at a bank. Those are set up with monthly payments installments that you pay back over time. A payday loan is exactly as it sounds “Hey loan me a few dollars until my next pay”. Which means in about 7 to 14 days later the full amount that you borrowed, plus the fee, must be paid back. So, of course, if you compare the two then the payday loan interest rate will appear extremely high. Many people say that comparing cash advance payday loans to regular traditional installment loans is apple and oranges. But I feel since they are actually both loans it more like comparing oranges to a grapefruit.
But that was my little rant I needed to get off my chest. The truth is there is the potential for a lot of people to get in trouble with payday loans because they misuse them, keep renewing them, and become dependent on them. However when cash advances are use only as they are intended, like for emergencies (the car breaks down, the ac goes out, etc) they are an absolute life saver.
I’ve needed to use them in the past. My car actually did break down. I didn’t have any other way to get to work. I could not afford to miss any more days. So I feel the payday loan very much help me keep my job. But I paid it off… And I didn’t go back and get another one next week.
Ryan M’s response is not helpful at all. It isn’t even an answer. So he’s on the wrong forum. I think we all already know there are better options (for those that can get them) and payday loans are kind of a last resort.
So far Kristin Chapman has the best answer.
The main difference between getting a payday loan online vs. Walking into a business is, of course, convenience. And you will have to give them your banking information. Because all of the online payday loan companies I’ve checked out will deposit the money directly in your account. And on the date it is due, they will draft the money directly out of your account. They will contact you by phone first. They will give you all the necessary information. Including the exact date, and the exact amount, you need to have in your account to repay it. Then you make the decision whether, or not, to accept the cash advance.
This web page helped me a lot. It explains everything, and has a link to submit an application if you choose to:
<a http://www.badcreditassistance.com/payday_loans.html
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Tags: checking account, car breaks down, cash advance, installment loans, Payday Loans, 14 days, advance payday loansYour Questions About Payday Loan Lenders Only
December 24, 2011 by Loans Guide
Filed under Payday Loans

George asks…
Can payday lender really do this?
I took out a loan from one click cash for 250 dollars last year to help with an unexpected vet. bill when my dog got sick. I paid the ENTIRE loan including fees, and interest back when the debited my account for six weeks like they were suppose to. Two months later they started debiting my account again. I contacted them numerous times, and never could get anywhere with them so I just closed my checking account, and opened up another one. Somehow they got my account and routing number for my new acct., and started debiting it as well. Now not only did I pay all of the loan back, but somehow they are debiting my new checking acct. w/out my permission. First how would they get that info., and how did they even debit it when they didn’t have permission nor a reason from me? I have already reported it to my bank and they are dealing with it, but this really makes me mad b/c they caused me to o/draft, and my rent check bounced.

Loans Guide answers:
I would calmly explain to them that they have seven days to provide documentation of EVERY penny. Tell them if they fail to justify or return the money in that time, your attorney will contact them. You always wanted to OWN a payday lender.

Thomas asks…
need a payday avance?
ive tryed most leading lenders but all are awkward for example only take on people who are paid monthly or got a checkbook or earn over £250pounds a week i earn £210 a week and paid weekly with no checkbook but have a debit card please help im in need of a small loan weather it be a payday or small cash loan im currently a discharged bankrupt of 4 years manythanks in advance
timmy h

Loans Guide answers:
Hey Tim,
Most folks that use this are in the United States and since you reference different currency I think it would be hard to help you… We have many loan places in the states for the situation that your in but you don’t mention where your from… I hope you find help….
Good luck,

Linda asks…
Bad credit cash advances?
Due to medical expenses we have fallen behind on bills, rent, utilities etc. My credit score is not very good because of these recent problems. I have been trying to get a payday loan. Friends have reccomended a few websites. Each one I go to says they will match me with a lender. I fill out the application and get redirected to another website that says they will match me with a lender. Does anyone know of a legitimate website to directly apply for a payday loan? I am only in need of $1000 to cover the rest of this months rent.

Loans Guide answers:
I’ve never seen a payday loan offered for more than $500. I believe medical expenses are either #1 or #2 of the leading causes of bankruptcy. IMO, perhaps you should consider bankruptcy. Those medical expenses would be wiped clean and you could have a fresh start. Plenty of people have rebounded from bankruptcy, too.
In regards to your medical bills, you can cut a deal with the hospital/physician billing people. This is exactly what insurance companies do, so why shouldn’t you be able to? When you have insurance and they tell you it will be $100k for a kidney transplantation, do you really think that’s how much the insurance company paid? No, they told the hospital what is the lowest amount of money you are willing to take for this operation. A lot of Americans don’t know that if they can’t pay their medical bills, call them up and cut a deal. Tell them what you can pay and they can take it or leave it. If they are smart, they will take what you can pay and avoid you going bankrupt where they get nothing out of you.
This is a little bit of a sour issue for me because I just don’t understand why the wealthiest nation on earth can’t provide affordable health care to those who need it. Even small countries like Sweden have basic systems that work… In Sweden there is a cap at $100 for outpatient services, $230 on prescriptions and $10/day on inpatient services…

Carol asks…
Grammar check please?
The interest rates on payday loans are always higher than regular loans because they are risky for the lender and only last a couple of weeks.

Loans Guide answers:
Not bad, but this would be better: The interest rates on payday loans are always higher than those on regular loans because payday loans are risky for the lender and last only a couple of weeks

Richard asks…
Do you think its funny when McCain supporters still say they dont know what Obama’s change is?
Here comes all the “empty suit” references from the rightwing mouthbreathing, knuckledragging squad.
John McCain/Bush stands for a third term of the disasterous Bush administration, the guy should be stuffed and mounted and put in a museum somewhere in South Carolina.
Here are some of Senator Barack Obama’s positions:
Opposed the Iraq war from the start.
Voted to end the war in Iraq.
Supports capturing and killing Osama Bin Laden.
Favors a $1000 tax cut for every working American family.
Will implement tax form simplification to reduce filing time.
Provide tax credit for all middle class homeowners.
Provide a tax cut for all families making less than $75,000 a year.
Amend NAFTA to protect American workers.
Amend NAFTA to strengthen environmental protections.
Providing Flex Ed training accounts for workers.
Extending Trade Adjustment assistance to service workers.
Supported Patriot Employer Act of 2007 that gives tax credits to large companies that keep workers here in America.
Double funds for basic federal research.
Implement a long term research and development tax credit.
Invest in green technologies.
Reduce carbon emission gases.
Tackle the challenges of global warming.
Create an energy focused youth jobs program.
Create Federal Renewable Portfolio Standard.
Extend the Production Tax Credit.
Expand Broadband into every community.
Keep the Internet tax free.
Expand high speed internet access in rural areas.
Fight for passage of Employee Free Choice Act.
Ensure freedom to unionize.
Would overturn “Kentucky River” classifications of Bush’s NLRB
Protect rights of striking workers.
Increase the mininum wage to index it to inflation.
Crack down on predatory lenders.
Provide a universal mortgage tax credit for homeowners who don’t itemize.
Sign the Stop Fraud Act to prevent lending fraud.
Mandate accurate loan disclosure.
Create a fund to protect people from foreclosures.
Close the bankruptcy loophole for mortgage companies.
Establish a credit card rating to improve disclosure.
Ban utilateral credit card charges.
Apply interest rate only to future debt.
Prohibit credit card interest on fees.
Prohibit Universal defaults.
Require prompt and fair crediting of cardholder payments.
Protect working people from unfair bankruptcy laws.
Ban executive bonuses for bankruptcy companies.
REquire disclosure of pension investments.
Cap outlandandish interest rates on payday loans.
Implement legislation to drive unscrupulous lenders out of business
Create a bankruptcy exemption for people that went broke because of medical bills.
Double funding for after school programs.
Extend Family and Medical Leave Act.
Encourage states to adopt Paid leave.
Expand the Child Care Tax Credit
Supports ratification of UN Convention Rights of Persons With Disabilities.
Supports independent, community based living for people with disabilities.
Expand educational opportunites for people with disabilities.
Expand job opportunities for people with disabilities.
Strengthen civil rights enforcement.
Sign into law the Fair Pay Act.
Sign law reversing recent SCOTUS rulings that permitted discrimination against women.
Sign law reversing recent SCOTUS rulings that permitted discrimination against racial minorities.
Strengthen federal hate crimes legislation.
Eliminate the sentence disparities regarding crack cocaines.
Establish drug courts for first time, non violent offenders.
Create a prison to work incentive for those transitioning back into society.
Passed a law to prohibit the practice of racial profiling.
Supported reauthorizing the Voting Rights Act.
Opposes all discriminatory barriers to voting.
Helped reform death penalty system in Illinois to protect innocent people on death row.
Voted to ban cluster bombs.
Provide high quality affordable child care to families.
Will quadrulple Early Head Start funding.
Will increase Head Start funding.
Creates early learning challenge grants.
Abolish overly rigid teach to the test curriculum in schools.
Improve accountability in public schools.
Invest in intervention strategies to reduce dropout rates in schools.
Increase funding for afterschool programs.
Supports Step Up program to increase summer learning opportunities.
Support English language learner programs.
Expand college outreach programs.
Create teacher service scholarships.
Requires all public schools to be accredited.
Create teacher residency programs.
Create the American Opportunity Tax Credit for higher education.
Streamline financial aid application.
Introduced legislation to increase Pell Grant to $5,100.
Reduce carbon emissions by 80% by 2050.
Confront deforestation.
Promote carbon sequestration.
Accelerate commercialization of plug in hybrids.
Promote development of commercial scale renewable energy.
Invest in low emission coal plants.
Transition to new electric digit grid.
Double science funding for clean energy products.
Create Green Jobs Cor

Loans Guide answers:
No, because they do know. And they also know that it is a bunch of BS and will never happen.
“Provide a tax cut for all families making less than $75,000 a year”
Wow.. What happened to the $250,000? Now it is $75,000? What will it be by the time he takes office??
Tax cuts for those that don’t make anything???
Nice points dude!!
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Tags: interest rates, medical bill, Amount Of Money, little bit, long term, fresh startYour Questions About Payday Loan Scams
December 19, 2011 by Loans Guide
Filed under Payday Loans

Sandy asks…
I just wanted to know if Fund My Payday Loan is a Scam. Can I trust it? I need your help!!?

Loans Guide answers:
I would suggest that using any service offering anything associated with or involving Pay Day Loans is detrimental to your short, medium and long term financial stability.
Stay away from anyting involving Pay-Day Loans and Title Loans no matter how desperate you may think things are.

Donald asks…
Does anyone know where to get a loan for people with poor credit but very stable jobs?
The reason why we need this loan is to get out of the payday/title loan trap and to payback other small loans. We had a bankrutpcy but is was dismissed last year. We were a victim of a loan scam and they took our money. Does anyone have any ideas on a legitimate lender that would work with us?
We need to consolidate so that we would have one monthly payment. We do not have collateral.

Loans Guide answers:
Is it wrong to prey upon financially strapped folks by trying to sell them stuff?
Type in google:
“poor credit loan rates”

John asks…
Have you ever been scammed by a payday loan?
Dont ever use www.cashin10minutes.com. They hit my account before the vrbal agreed date and now my account is negative and they told me they would put it back into my account and they have not. Then they tried to give me another loan, what a scam and now they dont answer phones or email. Guys name is John and email says Jim Peri

Loans Guide answers:
Hello,
if you seeking a legit Payday loan then this is great ! Cash advances are for individuals who are short on cash in the middle of the month, and have no other way of receiving money to cover their expenses. We can receive up to $1200.00 overnight. It doesn’t get any easier than that. Once approved, your Faxless Cash Advance loan with be transferred directly to your checking account promptly, and securely. Now you’ll be able to use the cash for all your necessities, and urgencies.
Http://faxlesscash.com/?affid=7470
• 100% safe and processing
• No credit check-No faxing
• Quick online approval
• Excellent customer service
• Get Cash in Minutes!
Good luck!.

Daniel asks…
Is there anyway for a person with awful credit to get a personal loan of $5,000? All I’ve seen are scams.?
I’m desperate for a loan and really don’t think there’s an option other than payday loans. Does anyone know if there is such a company or private lender that gives bad credit personal loans?

Loans Guide answers:
They are all scams. Besides the payday loans which are a very desperate option, you could try to increase your credit rating if that is possible. It takes 6 months to a year to do so if you can wait that long. If you can’t you can always borrow from family or friends. The thing is if you don’t pay it back then you are in deep trouble.

Sharon asks…
I need help with a personal loan due to an online scam. I do not want a payday loan. Where can I get one?

Loans Guide answers:
Check it out here. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.
Http://loan-house.we.bs/unsecuredloans.html
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Tags: personal loans, Financial services, Payday Loans, loan scams, long term


