Your Questions About Payday Loan Lenders Only
November 14, 2011 by Loans Guide
Filed under Payday Loans
Joseph asks…
what do you think about payday cash loans and advances, and why do they try to get you to sign for things?
why do cash advance and loans always have other offers to sign up for, ad you already need money. I you had money you would sign up, and not ask for a loan…..and they say they can help, than send you to another cash lender provider..they claim to help but don’t, their send you to 9 or 10 payday lenders who are no lenders at all, just to offer you offers that you have to pay for..if you’re not lending the money why are they in involve people who are applying for cash payday loans or advances , only want to hear from a lender who’s gone to give them their cash advance….
Loans Guide answers:
They charge 500% interest and get rich off of dummies who are too lazy to read the fine print .
If I lost my soul , I would consider going into that business and cleaning out the sheep .
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George asks…
payday loan?
is the a web site directly to a lender? i am so sick of filling out forms only to be redirected to another site to fill in the same info. Thanks for any help with this.
Yes, I know all about the two week pay back, and for one reason or another it works for me. I use them once or twice every six months and always pay it off in the two week time period. I was looking for an answer, not advice but thanks for trying to help.
Loans Guide answers:
Payday loans are TOTALLY not worth it. If you take a loan this week and then next week you have to pay it back (or in 2 weeks) which will put you behind again, then you’ll have to take another loan and so on and so on.
If you still want to go this route, it’s probably easier to go to a storefront place. Then you’ll just fill out the forms just once and get approved right away.
Maria asks…
Are there any payday loans you can get if you only have a netspend account with direct deposit?
I live in Wisconsin-the account is considered checking and has a routing number, but most lenders wont accept it-they say it is ‘blacklisted’. What does this mean?
Loans Guide answers:
They have been fooled too many times with this type of “account”. Too easy for you to close it up overnight and leave them with no “protection”. They are not allowed to “blacklist” a bank. You might find one lender in town who will accept your account. Keep calling.
Carol asks…
Need a bad credit loan. My credit score is 643. No payday loans pls. Need 3000 soon or more for debt con.?
Applied with citi, cap one,AmOne no luck only finding payday loans on the internet or pay up front places. Need your all help to find a good lender. THANKS.
Loans Guide answers:
Try www.prosper.com It’s alegit site to try for a 3 year loan.
Laura asks…
Payday loan or Cash Advance?
Does anyone know where you can get one of these with definite results?I have searched and searched and have not found any direct lenders.Only matching services.If anyone knows any sites or have used any before,please let me know.Thank you.
I know exactly what apayday loan is thank you.
Loans Guide answers:
Please avoid these at all costs!!! Get an extra job instead, deliver pizzas, throw papers. Money is called “currency” for a reason. It is like the ocean, constantly moving.
You end up paying 100% plus interest on these. I have two co-workers that did these type of loans and it got them in huge trouble b/c they were not able to pay the loan back with their next check. They were still in the same boat as the previous month, not enough money, mainly b/c they spent on what they didnt need, but also b/c the payday loan or cash advance was a short term fix to a long term problem.
Taking out one of these type of loans will cost you dearly!!!
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Tags: payday lender, cash loans, Payday Loans, routing number, loan lender, day loan, payday cash loansYour Questions About Payday Loans No Credit Check
November 10, 2011 by Loans Guide
Filed under Payday Loans
Betty asks…
I need a payday loan ASAP!!! It must have no credit check, no faxing and give an instant answer!!!?
MY DAUGHTER IS ATTENDING HER SENIOR PROM AND I DESPERATLY NEED TO GET A QUICK LOAN!! I CANT SEEM TO FIND A ACTUAL LENDER!! I KEEP GETTING THE MATCHING SITES HELP ME PLEASE!!!!!
Loans Guide answers:
You don’t have to spend tons of money on prom. Hit the sales. You can find a dress under $100. Hit stores like Ross, TJ Maxx, go to the ones in nicer suburbs. Do not go in debt. If she wants to go to prom then she should pay for her own way. That prepares her for the real world.
Charles asks…
I need a payday loan that don’t do credit checks.?
I have bad credit but I need just around $300 to carry me til payday. I am able to pay the loan in full on my payday but all the sites I jump on say no credit checks yet they do check credit. I am getting really frustrated as I need this money to tie up my utilities bill. I keep hitting walls 
Loans Guide answers:
Ask a friend or family member or ask for an advance on your paycheck.
Steven asks…
Is there any way to get quick loan with out credit check for peolpe with troubled credit?
By trouble credit I mean a hospital bill which I’m still being pursued by collectors even though a financial rep at the hospital told me I could and most likely would get help with the charges. She stated that I might be able to get some or 100% aid in this matter which was due to an accident where I avoided hitting an animal at cost of breaking my left meta-carpal. Next is a loan that was took out to repair the same car before that accident but was due to the KS Ice Storm which caused many wrecks and few or more deaths the first or second week of January 2005. I’d try to pay of the loan while working at the gas station on turnpike, however. Due to the somewhat great distance and role Butler Community College seemed/was lower than should be and required more focus. Also after the broken carpal accident, Navy Federal Credit Union approved me for card which not ask for, however. It did help me pay on some things and bills which I’d aquired and agreed to help family with and even by me another vehicle, well made big payment on one then had to still get a loan however. The latter was not truly fair as I had bought a 1992 Dodge (small truck) which less than 2 hours after started smoking and caught fire as headed toward El Dorado, KS to get on turnpike to get to work, cause that’s before I’d quit. The dealership said that not able to use lemon law nor were liable for the vehicle malfunction, thus why they talked me and my uncle into get another one from them.
Then I have my bank accounts which have many issues themselves. Bank of America is a charge off due to unauthorize use of card, due to being stolen, and not know it before wrote checks and then when did find out another issue happened and thus the cops told me that the only thing would get is 460 or little more as restution and BOA said that I’d been responsible as when the card happened to be took before had not noticed until activity not made by me happened and I’d only canceled and got another card since thought misplace or lost it, however. That was not the case and it happened be stolen by people who I just met and was ignorant in trying to help but was scammed and used. Then US Bank tricked me and caused me to have a check account in Topeka, Ks during summer 2008 thus when used my card and thought was savings debit card charged me fees when used it at places like turnpike, comic store, and few more places when balance was low. Thus not find out until the balance was negative and getting collection calls.
I’d not have job yet and was attending Washburn University full time, under Federal Aid and GI Bill, I also used Check Into Cash payday loans and Loan Max to help pay some fees, college, and more. I was successful for awhile until lost my job, was not able to enroll in college again due to hold, and lost car to loan max cause not able to pay of the loan from no money anymore. Thus during Fall 2009 Washburn University was therefore forced into forcing me out of the campus and if not had friends here since been here, I’d been on street or dead due to failure of not able to maintain proper health and security.
I’m currently in need of loan or way to help me get money in legal methods that will help me find stable home or allow me income for dealing with HUD Shelter Plus Care Program (finds homeless people homes). To allow me chance to be able to fully and properly apply for career that I want, such as for now a legal researcher or secretary until get BLS or other BA degree then become a Paralegal and leave it at that since not want more money to owe so not become a lawyer.
Thanks for help anyone if you can in the answers you might provide me.
Sincerely
James Thompson
PO BOX 2325
Topeka, KS 66601
(785)220-1485
Loans Guide answers:
Hi James
I’m sorry to hear of the situation you are in but, in your situation, you will find it very difficult to get any further loans. However, I would suggest that you work on repairing your credit as well while you try to get a loan. Maybe your friends or family would be willing to help.
Unless you repair your credit, you are going to have a lot of trouble getting approval for future loans. I assume you have very poor scores and with such score, even if you do qualify for a loan, the creditors are going to charge very high interest rates. The only thing you can do now is get a decent part-time (or full-time) job and use as much part of your earnings toward paying your debts.
Joseph asks…
Will getting a payday loan hurt my credit?
My well pump went out and the repair bill was $2400, I only have $2000 in savings, and no credit cards. I need to borrow $400 or the check will bounce. I hate to get a payday loan, but I feel I have no other choice. Will it hurt my credit to get one? Do they put an inquiry on my credit?
Loans Guide answers:
Those type of loans, since they are usually paid back within 30 days do not report to your credit at all. However, a bounced check might. So, in your situation, I think you are doing the right thing.
Carol asks…
Aany for sure advance payday loan sites w/ no credit checks that I can use ?
Loans Guide answers:
Check this resource: http://www.badcreditresources.com/fast-cash-loans.html
Good luck!
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Tags: El Dorado, Natural Disaster, Bad Credit, real world, payday loans no credit check, navy federal credit, credit cardsFast Advance Cash Payday Loans Quickly Funded
March 4, 2010 by Loans Guide
Filed under Instant Payday Loan
Individuals that don’t want their credit rank to stand included in the determination of a loan commonly seek out a fast cash advance payday loan.
They want payment fast omitting the trouble of a lengthy application clause. Payday cash advance loans online access cash fast if you are prepared to provide them the information they need to process your short-term loan.
If your crediting isn’t perfect though you work at a steady job and claim a dependable pay check, you can obtain cash now via payday cash advance loans online.
These are loans often taken out over the internet, in any event you can secure them out at a retail store that does this type of loan.
During which time you do it on the internet, you can get payday loans advance cash fast by supplying your identifying data, information on your employment, your following payday and the amount you would suchlike to take out.
As a whole, you won’t acquire a lot of space as to how much you need to secure out and will arrange to remain within ten percent of your take home salary in better cases. This amounts to a few hundred dollars and is just enough to get you through the month.
Some companies won’t give you any leeway and will tell you specifically how much money you will be taking out through your fast cash advance payday loans.
You need to be ready to provide your information to the cash advance online business and, when they ask you if you need to have the cash by check or sent to your checking account, make sure you ask that the money is sent to your checking account.
This is considering it can be cleared within twenty four to forty eight hours and a check should be mailed to you, which takes time you can’t afford. If you go to a actual place and they cut you a check, you still need to deposit the check and it has to clear via the bank—a process that can allow for up to four days.
For this reason, you want to investigate having the money go directly into your account.
Fast cash advance payday loans are the perfect fix during which time you need additional cash fast. You can use it on a holiday, for auto renovations or for other quick debts you didn’t know were appearing. The interest rates on such a loan is a bit much however because the loan is of a short duration, the money you pay out in interest really isn’t all that much.
It is generally fifty dollars or less, depending on the amount of the loan you take out. For fast cash advance money quick online now payday loans free of hassle, analyze some of these short-term loans. There are scores of companies out there that attend this type of thing.
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Tags: The times, Fast Cash, cash advance loans, quick debts, day loans, access cash, e mailFind Out Helpful Info About Pay Day Loan
February 22, 2010 by Loans Guide
Filed under Cash Advances
Find Out secrets about online payday loans – All through an urgent situation when money is needed immediately, fast cash payday loan is a huge relief. In circumstances where there is an unexpected financial need like for paying utility bills, credit card dues, medical bills, car repair and so on, you can decide on these instant loans. Fast cash advance payday loans are small cash loans of $100 to $1500. These loans are provided for tenure of 7 to 21 days. The interest rate is rather high, on average $10 to $30 is charged for every $100 you borrow.
While submitting an application for a cash advance payday loan is very simple, you need to remember there are a few requirements, you should be 18 years and above of age. You should have a secure job with a stable income. The loan amount will rely on your take-home pay. The higher your wages the more cash advance you can obtain. In addition, you should have an active checking bank account. You will be approved for a loan if you fulfill the previously mentioned pre-condition.
The payday loan process has now become faster and easier with the advent and use of internet. At present with just a few clicks of your computer mouse, you can have the necessary amount of cash transferred in your checking account. There are several cash advance loan lenders online. You have to do a careful study to confirm for legitimate loan providers. A few fake websites or phishing websites can misguide and deceive you if you are not watchful. Soaring online payday loan business has confirmed that these lenders provide aggressive interest rates to their clients. Therefore, prefer the lender that offers you the lowest rates. As soon as you have decided on the lender, you have to fill an online loan application form. The loan amount will be in your checking account in 24 hours after your loan application is approved for.
Besides, you have to provide a post-dated check or an authorization to debit you checking account with amount due to secure the loan amount. The check or authorization date will be in tandem with payday or as soon as your paycheck is credited. The loan amount along with the interest will be debited from your account on your payday. Furthermore if you need to extend your settlement date, you can do so by paying an extra fee. Fast cash advance payday loan is a blessing in disguise for individuals who cannot find loans by any means. Since there is no credit check necessary so even people having a bad credit record, can submit an application for the loan.
Obtaining cash through fast cash advance payday loan is a simple task. Very lenient requirements make it simple for everyone to apply for such loans. These small loans have an extremely high interest rate therefore have a loan of just the amount that you in fact require. Remember to settle the loan amount on time to steer clear of any extra charges. This will also ensure that you will be approved speedily the next time you apply for such loans with same lender.
Read useful secrets about no credit check cash advances and no fax cash advances.
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Tags: Such loans, extra fee, lowest rates, lowest rate, fax cash advancesHow To Get Short Term Loan?
January 11, 2010 by Loans Guide
Filed under Payday Loans
Short term payday loan could be a cash advance that may be used to bridge the gap between adjacent paydays. Several |individuals|folks} like a short term loan to a bank loan or their mastercard, since short term loans are fast, convenient and affordable. A fast cash payday loan for a short period is undoubtedly the best method to obtain a tiny cash advance when you are in need of immediate funds. Steady employment and a current bank account with debit card are all you wish to apply for a short term loan.
A fast short term loan will cowl for emergency expenses like a medical bill or an accident, which requires immediate medical attention. short term loans are a convenient solution for these things as a result of they are utterly on-line and don’t need any paperwork, creating it attainable for you to target matters at hand while not worrying about where you are going to urge a loan at such short notice.
Vacations, birthdays and anniversaries are joyous occasions, but expensive ones as well. When you would like some extra cash to form that exact occasion additional special, a payday loan can be a lifesaver. Since payday lenders do not conduct lengthy credit checks, you’ll be able to secure a payday loan even if you have a poor credit history.
Since the applying method for a short term loan is entirely online, you don’t have to form multiple visits to the bank in order to get the funds you need. All you would like to do is fill a simple application kind, and your funds will be wired to your bank account inside a matter of hours.
A car repair is one thing that needs our immediate attention, because without it, we can’t get to figure, purchase groceries, or perform any of our daily chores effectively. If you don’t have enough cash to pay the deductible on your automotive insurance, you’ll get a quick short term loan to create up for it, and then repay the loan on your next payday. You can use your short term payday loan anyway you prefer, but ensure that you repay it at intervals the given due date, in order to keep the interest to a minimum.
Short term loan in UK prepared to help you in money crunch you’re experiencing due to lack of needful funds. Short term loans ought to be designed with a strong commitment towards accountable lending, process transparency, information confidentiality and customer convenience. A brief term loan is not rocket-science even for the primary time borrowers. You can use our simple on-line application form telling your personal details and receive a preliminary call with in a few seconds and obtain fast short term money advance directly in to your account.
Short term loan offers you quick and quick money at the time urgent would like of cash. A accountable lender always supply payday lending service designed with customer confidence because the prime priority. Short term loan additionally guarantees high-notch security, transparency and convenience in its payday lending process.
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Tags: forex investment, Business Finance, short term, current bank account, payday lending process, short term money
