Your Questions About Payday Loan Lenders Only
November 14, 2011 by Loans Guide
Filed under Payday Loans

Joseph asks…
what do you think about payday cash loans and advances, and why do they try to get you to sign for things?
why do cash advance and loans always have other offers to sign up for, ad you already need money. I you had money you would sign up, and not ask for a loan…..and they say they can help, than send you to another cash lender provider..they claim to help but don’t, their send you to 9 or 10 payday lenders who are no lenders at all, just to offer you offers that you have to pay for..if you’re not lending the money why are they in involve people who are applying for cash payday loans or advances , only want to hear from a lender who’s gone to give them their cash advance….

Loans Guide answers:
They charge 500% interest and get rich off of dummies who are too lazy to read the fine print .
If I lost my soul , I would consider going into that business and cleaning out the sheep .
>

George asks…
payday loan?
is the a web site directly to a lender? i am so sick of filling out forms only to be redirected to another site to fill in the same info. Thanks for any help with this.
Yes, I know all about the two week pay back, and for one reason or another it works for me. I use them once or twice every six months and always pay it off in the two week time period. I was looking for an answer, not advice but thanks for trying to help.

Loans Guide answers:
Payday loans are TOTALLY not worth it. If you take a loan this week and then next week you have to pay it back (or in 2 weeks) which will put you behind again, then you’ll have to take another loan and so on and so on.
If you still want to go this route, it’s probably easier to go to a storefront place. Then you’ll just fill out the forms just once and get approved right away.

Maria asks…
Are there any payday loans you can get if you only have a netspend account with direct deposit?
I live in Wisconsin-the account is considered checking and has a routing number, but most lenders wont accept it-they say it is ‘blacklisted’. What does this mean?

Loans Guide answers:
They have been fooled too many times with this type of “account”. Too easy for you to close it up overnight and leave them with no “protection”. They are not allowed to “blacklist” a bank. You might find one lender in town who will accept your account. Keep calling.

Carol asks…
Need a bad credit loan. My credit score is 643. No payday loans pls. Need 3000 soon or more for debt con.?
Applied with citi, cap one,AmOne no luck only finding payday loans on the internet or pay up front places. Need your all help to find a good lender. THANKS.

Loans Guide answers:
Try www.prosper.com It’s alegit site to try for a 3 year loan.

Laura asks…
Payday loan or Cash Advance?
Does anyone know where you can get one of these with definite results?I have searched and searched and have not found any direct lenders.Only matching services.If anyone knows any sites or have used any before,please let me know.Thank you.
I know exactly what apayday loan is thank you.

Loans Guide answers:
Please avoid these at all costs!!! Get an extra job instead, deliver pizzas, throw papers. Money is called “currency” for a reason. It is like the ocean, constantly moving.
You end up paying 100% plus interest on these. I have two co-workers that did these type of loans and it got them in huge trouble b/c they were not able to pay the loan back with their next check. They were still in the same boat as the previous month, not enough money, mainly b/c they spent on what they didnt need, but also b/c the payday loan or cash advance was a short term fix to a long term problem.
Taking out one of these type of loans will cost you dearly!!!
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Tags: Payday Loans, day loans, payday loan lender, cash loans, cash advance, cash payday loan, payday cash loansYour Questions About Payday Loans No Credit Check
November 10, 2011 by Loans Guide
Filed under Payday Loans

Betty asks…
I need a payday loan ASAP!!! It must have no credit check, no faxing and give an instant answer!!!?
MY DAUGHTER IS ATTENDING HER SENIOR PROM AND I DESPERATLY NEED TO GET A QUICK LOAN!! I CANT SEEM TO FIND A ACTUAL LENDER!! I KEEP GETTING THE MATCHING SITES HELP ME PLEASE!!!!!

Loans Guide answers:
You don’t have to spend tons of money on prom. Hit the sales. You can find a dress under $100. Hit stores like Ross, TJ Maxx, go to the ones in nicer suburbs. Do not go in debt. If she wants to go to prom then she should pay for her own way. That prepares her for the real world.

Charles asks…
I need a payday loan that don’t do credit checks.?
I have bad credit but I need just around $300 to carry me til payday. I am able to pay the loan in full on my payday but all the sites I jump on say no credit checks yet they do check credit. I am getting really frustrated as I need this money to tie up my utilities bill. I keep hitting walls

Steven asks…
Is there any way to get quick loan with out credit check for peolpe with troubled credit?
By trouble credit I mean a hospital bill which I’m still being pursued by collectors even though a financial rep at the hospital told me I could and most likely would get help with the charges. She stated that I might be able to get some or 100% aid in this matter which was due to an accident where I avoided hitting an animal at cost of breaking my left meta-carpal. Next is a loan that was took out to repair the same car before that accident but was due to the KS Ice Storm which caused many wrecks and few or more deaths the first or second week of January 2005. I’d try to pay of the loan while working at the gas station on turnpike, however. Due to the somewhat great distance and role Butler Community College seemed/was lower than should be and required more focus. Also after the broken carpal accident, Navy Federal Credit Union approved me for card which not ask for, however. It did help me pay on some things and bills which I’d aquired and agreed to help family with and even by me another vehicle, well made big payment on one then had to still get a loan however. The latter was not truly fair as I had bought a 1992 Dodge (small truck) which less than 2 hours after started smoking and caught fire as headed toward El Dorado, KS to get on turnpike to get to work, cause that’s before I’d quit. The dealership said that not able to use lemon law nor were liable for the vehicle malfunction, thus why they talked me and my uncle into get another one from them.
Then I have my bank accounts which have many issues themselves. Bank of America is a charge off due to unauthorize use of card, due to being stolen, and not know it before wrote checks and then when did find out another issue happened and thus the cops told me that the only thing would get is 460 or little more as restution and BOA said that I’d been responsible as when the card happened to be took before had not noticed until activity not made by me happened and I’d only canceled and got another card since thought misplace or lost it, however. That was not the case and it happened be stolen by people who I just met and was ignorant in trying to help but was scammed and used. Then US Bank tricked me and caused me to have a check account in Topeka, Ks during summer 2008 thus when used my card and thought was savings debit card charged me fees when used it at places like turnpike, comic store, and few more places when balance was low. Thus not find out until the balance was negative and getting collection calls.
I’d not have job yet and was attending Washburn University full time, under Federal Aid and GI Bill, I also used Check Into Cash payday loans and Loan Max to help pay some fees, college, and more. I was successful for awhile until lost my job, was not able to enroll in college again due to hold, and lost car to loan max cause not able to pay of the loan from no money anymore. Thus during Fall 2009 Washburn University was therefore forced into forcing me out of the campus and if not had friends here since been here, I’d been on street or dead due to failure of not able to maintain proper health and security.
I’m currently in need of loan or way to help me get money in legal methods that will help me find stable home or allow me income for dealing with HUD Shelter Plus Care Program (finds homeless people homes). To allow me chance to be able to fully and properly apply for career that I want, such as for now a legal researcher or secretary until get BLS or other BA degree then become a Paralegal and leave it at that since not want more money to owe so not become a lawyer.
Thanks for help anyone if you can in the answers you might provide me.
Sincerely
James Thompson
PO BOX 2325
Topeka, KS 66601
(785)220-1485

Loans Guide answers:
Hi James
I’m sorry to hear of the situation you are in but, in your situation, you will find it very difficult to get any further loans. However, I would suggest that you work on repairing your credit as well while you try to get a loan. Maybe your friends or family would be willing to help.
Unless you repair your credit, you are going to have a lot of trouble getting approval for future loans. I assume you have very poor scores and with such score, even if you do qualify for a loan, the creditors are going to charge very high interest rates. The only thing you can do now is get a decent part-time (or full-time) job and use as much part of your earnings toward paying your debts.

Joseph asks…
Will getting a payday loan hurt my credit?
My well pump went out and the repair bill was $2400, I only have $2000 in savings, and no credit cards. I need to borrow $400 or the check will bounce. I hate to get a payday loan, but I feel I have no other choice. Will it hurt my credit to get one? Do they put an inquiry on my credit?

Loans Guide answers:
Those type of loans, since they are usually paid back within 30 days do not report to your credit at all. However, a bounced check might. So, in your situation, I think you are doing the right thing.

Carol asks…
Aany for sure advance payday loan sites w/ no credit checks that I can use ?

Loans Guide answers:
Check this resource: http://www.badcreditresources.com/fast-cash-loans.html
Good luck!
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Tags: Bad Credit, advance payday, cash payday loan, actual lender, loan site, interest rates, payday loan siteFast Advance Cash Payday Loans Quickly Funded
March 4, 2010 by Loans Guide
Filed under Instant Payday Loan
Individuals that don’t want their credit rank to stand included in the determination of a loan commonly seek out a fast cash advance payday loan.
They want payment fast omitting the trouble of a lengthy application clause. Payday cash advance loans online access cash fast if you are prepared to provide them the information they need to process your short-term loan.
If your crediting isn’t perfect though you work at a steady job and claim a dependable pay check, you can obtain cash now via payday cash advance loans online.
These are loans often taken out over the internet, in any event you can secure them out at a retail store that does this type of loan.
During which time you do it on the internet, you can get payday loans advance cash fast by supplying your identifying data, information on your employment, your following payday and the amount you would suchlike to take out.
As a whole, you won’t acquire a lot of space as to how much you need to secure out and will arrange to remain within ten percent of your take home salary in better cases. This amounts to a few hundred dollars and is just enough to get you through the month.
Some companies won’t give you any leeway and will tell you specifically how much money you will be taking out through your fast cash advance payday loans.
You need to be ready to provide your information to the cash advance online business and, when they ask you if you need to have the cash by check or sent to your checking account, make sure you ask that the money is sent to your checking account.
This is considering it can be cleared within twenty four to forty eight hours and a check should be mailed to you, which takes time you can’t afford. If you go to a actual place and they cut you a check, you still need to deposit the check and it has to clear via the bank—a process that can allow for up to four days.
For this reason, you want to investigate having the money go directly into your account.
Fast cash advance payday loans are the perfect fix during which time you need additional cash fast. You can use it on a holiday, for auto renovations or for other quick debts you didn’t know were appearing. The interest rates on such a loan is a bit much however because the loan is of a short duration, the money you pay out in interest really isn’t all that much.
It is generally fifty dollars or less, depending on the amount of the loan you take out. For fast cash advance money quick online now payday loans free of hassle, analyze some of these short-term loans. There are scores of companies out there that attend this type of thing.
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Tags: cash advance payday loans, actual place, Financial services, cash advance loans online, short duration, eight hours, bank—a processCash Payday Loan – A Solid Quick Cash Solution For Your Tough Money Situation
January 3, 2010 by Loans Guide
Filed under Online Payday Loans
Have you ever come up short during a given week, and wished you were able to qualify for a loan to keep you from falling behind? This is a typical problem and it’s not restricted to just you. The good news is, you can get the cash you need, and you can get it fast so long as you have at least a current bank statement or your check stubs from your present employer. When you’re certain you’ve got the required items you can go online and look around for a website that provides cash payday loans.
You will find company locations in the town and online which have the authority to provide you a pay day loan, and all that you need is your bank statement or perhaps the paycehck stubs from your job. You will be asked to fill out an application and supply the mandatory documents that verify your identity and application information. While this may seem inconvenient to some, just remember that this is for your protection. Since you would not be particularly satisfied if some other person got a hold of your information, it is important to ensure that these firms confirm your information and that someone else isn’t asking for a loan in your name.
Most cash payday loan services have a minimum income amount established, in which case you’ll be stopped from taking out cash payday loans if you don’t meet the minimum requirements. Basically, if you make an amount that is less than their minimum monthly income requirement, then you won’t be approved to take out a loan. It is unlucky, but it ensures that people can afford to pay back the amount that they borrow.
Another issue you might encounter with getting a cash payday loan is that the number of loans you can receive in a particular time period is limited. With many lenders the limit is one or two loans at a time per person. While you could need more cash, these boundaries are ally in place to help you. Payday loans are often in smaller amounts, but they do have to be paid back within a few weeks. So, having several loans out at a time might cause some problems, especially if you are not able to pay one of them back, or if you simply forget one of them. Having too many payday loans can become a juggling act that can end in disaster by creating extra troubles for you and your fiscal situation.
You can probably also notice that payday loans services are most conveniently available on the web, in addition to local offices in most areas. Online loan services are fast and easily accessible. All you’ve got to do is talk to your current payday loan lener to determine if they offer Internet based services. You can also just do a quick Yahoo search to find the companies that offer them on the web.
Getting a pay day loan online is usually pretty straightforward, and it’s often a solid solution to a short cash supply. It is important to make sure that you are able to repay the amount you borrow and the fee, so that you can avoid additional fees, possible legal issues, or negative reports to the credit bureaus.
Tags: payday advances, Cash Advances, cash payday loans, payday loan, cash payday loanFast Cash Online Ready To Help Needful Consumers
November 26, 2009 by Loans Guide
Filed under Fast Cash
Fast Cash Online. Whenever you are in some financial emergency, the one who help you out to come up with the bad situation will be your best well wisher. But your friends and relatives can’t help you all the time. So you have to search for some other option. In this way to get another online friend as payday lender who is ready to support you in your financial troubles. Although this friend charge you a lot for his financial support but that should be fine with you if you are getting the urgent money so easily and quickly.
Fast cash online is ready to help you right when you are in real financial trouble. If you are looking for some urgent and fast cash before your next payday and already asked some of your friends and relatives but all went hopeless, its better to come online to search good payday lenders and read all the important information before applying for fast cash payday loans.
The entire online cash loans application process is online, secure and very simple. You just need to provide some of your personal, professional and bank details and wait for the response, they will call you and after confirmation of your details, money will be transferred directly into your bank account. You can easily get the money that you require so urgently just sitting in comfort of your home.
We will be very happy to help you in providing fast cash advance at the time of its requirements; we require your contact and employment information along with your bank account details. A recent bank statement or a check stub with all the information we need. We use automated technology to process your application within 5 minutes, and once you are approved for the cash advance, money will be deposited into your account within a day. With fast cash online, you need not to drive around town to offices or banks, standing in endless queues and filling out lengthy forms. Our entire application process is online, hence you don’t have to fax copies of your pay check stubs or social security payments.
Online cash loans by us are a fast and convenient solution to financial emergencies. But, costs can add up if you don’t pay the loan off within the given time or borrow excessive amounts. You should be able to manage your online cash loan and repay it within the given time frame.
We can easily handle applications as well as deposits round the clock, so you are free to apply for a fast cash online with us at your convenience. We are also able to clarify any doubts you may have concerning our application process, interest rates or repayment plans, and you can contact us anytime through mail or telephone.
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Tags: bank details, forex trading, Needful Consumers, cash payday loans, convenient solution, bank statement


