Your Questions About Payday Loan Consolidation Help
November 11, 2011 by Loans Guide
Filed under Payday Loans

Robert asks…
Debit relief / consolidation?
im in great debt.. around $6000.. i dont know what to do. I’m currently unemployed and looking for another job. all my credit cards are maxed out and i have some outstanding payday loans. my banks has a negative balance because of OD fees.. im out of money. what can i do? file a bankruptcy?.. help me!

Loans Guide answers:
You would be foolish to file for bankruptcy for 6k in debt. It will ruin your credit for 10 years!
Take whatever job you can get and call your creditors to go a payment plan that you can afford.

Donna asks…
Loans for Bad Credit…Help!?
I need to get an emergency loan…fast!
My credit isn’t that bad (my credit score is 623), but I can’t get a personal loan from my bank. They said that they would only give me an auto loan, which I don’t need. I don’t want to get any more payday loans. I’m told that not in debt enough to declare bankruptcy, but I can’t get caught up on bills.
I’ve also been told that I should not get debt consolidation, as that might make your credit worse. If I could get just enough to get caught up on bills (utilities, medical) I should be alright–I only need about $2,000.
Is there some service on somewhere online that provides some kind of loan to suit my needs? Help…any (serious) advice would be very much appreciated!

Loans Guide answers:
If they service your area these are good and BBB approved
http://www.debtreliefprogram.esuperfind.com?id=hra0tt16koo9

George asks…
Married and money problems?
Ok i have a full time job, And currently working a temp job everyonce in awhile. im not the type who plays the lotto, or belives it’s possible to win. i currently live in amarillo & im 23 yr old AND married. She’s 20yrs old and also works a full time job. we have no kids.
Now that i described thing that our nessecary i need help,
my rent is really high, and im suffering from debt several payday loans Which i KNOW i should have never taken out. so pelase dont go on abotu the evils of Paydays loans…i have learned my lesson.
i have sold or pawned everythnig i have to make it, but we just dont have enough money to keep going like this, the church helps everyonce in awhile with food But thats all.
We dont have any friends or family who is willing to help us…where alone in this mess.
Basicly i need help I need to know is there ANYWAY to make Fast or EASY money? legal?, illegal?, Government?, or just normal help I dont care really i just need to get some extra money, to pay off the debts.
if i could just pay off the debt or at least consolidate all of it to 1 easy monthly payment it would help. Problem is im not elgable for Debt consolidation, So i dont know what to do anymore.
Finaly i have pretty bad credit AND my wife has ZERO credit….we dont have ANYONE willing to co-sign a Large bank loan to help me Consolidate it.
PLEASE anyone out there who knows how i can make easy money or how i can get a bad-Credit no co-sign Conslidation loan or even just some way to feed my family.
im young and i make mistakes, but now i learned from them and im ready to get out of my mistake and learn from all of this.
we already live in a studieo apartment, and the rents high no matter where i look, we actulyl got a cheap place comapred to the rest of town.
we already cut everything hince the selling stuff now…
bankruptcy cost $700 doller how am i going to get that if i cant even make the normal payments??

Loans Guide answers:
File for bankruptcy. You will get the pressure from them stating your credit history will be ruined, never be able to buy a house, etc. Do not be fooled by that. Bankruptcy will force you to straighten up your finances. Be aware though that, after bankruptcy, you will get offers from everyone and anyone to re-establish your credit history. TEAR UP AND THROW THOSE OFFERS AWAY! You will be back on your feet in a few years if you keep your finances on the straight and narrow .

Donald asks…
help money troubles.?
Ok i have a full time job, And currently working a temp job everyonce in awhile. im not the type who plays the lotto, or belives it’s possible to win. i currently live in amarillo & im 23 yr old AND married. She’s 20yrs old and also works a full time job. we have no kids.
Now that i described thing that our nessecary i need help,
my rent is really high, and im suffering from debt several payday loans Which i KNOW i should have never taken out. so pelase dont go on abotu the evils of Paydays loans…i have learned my lesson.
i have sold or pawned everythnig i have to make it, but we just dont have enough money to keep going like this, the church helps everyonce in awhile with food But thats all.
We dont have any friends or family who is willing to help us…where alone in this mess.
Basicly i need help I need to know is there ANYWAY to make Fast or EASY money? legal?, illegal?, Government?, or just normal help I dont care really i just need to get some extra money, to pay off the debts.
if i could just pay off the debt or at least consolidate all of it to 1 easy monthly payment it would help. Problem is im not elgable for Debt consolidation, So i dont know what to do anymore.
Finaly i have pretty bad credit AND my wife has ZERO credit….we dont have ANYONE willing to co-sign a Large bank loan to help me Consolidate it.
PLEASE anyone out there who knows how i can make easy money or how i can get a bad-Credit no co-sign Conslidation loan or even just some way to feed my family.
im young and i make mistakes, but now i learned from them and im ready to get out of my mistake and learn from all of this.
Rent is cheapest in town due to the fact my in-laws our renting us the aparment But wont let us live there for free REGARDLESS of the Sutiation.
also bankruptcy cost $700 how can i file Bankruptcy if i cant even make minmal payments on the loans!

Loans Guide answers:
Try to look for somewhere cheaper to live. However, you may need to pay a deposit. You could try making money by;
Ebay e.g. Make things that you could sell such as Birthday cards, bracelets
Wash cars
Ironing service
Teaching students things you know a lot about
Charging to write essays
That’s just a few ideas, sorry if they’re no good. Good luck with the future!

Thomas asks…
Does anyone know of any legitimate high risk lenders?
I need a personal loan to consolidate my credit card debt. I ran a lot of them up on medical bills, I’ve made good on my payments the last three years or so. My credit is slowly rising because of this, but the poor choices of my foolish youth drag my credit score down. I am at my wits end, I’ve tried many big name lenders, but with no avail, I am becoming really stressed over this. I do not want to go into debt consolidation, I have a steady income (I work for the Social Services). I just am tired of throwing money away on high interest rates on from my credit card providers (some are as high as 30%!!!!). I’ve been contacted by Parkwood Lending Group…they want me to secure my loan with a six month payment advance. I think that sounds fishy and as far as I have researched, I haven’t found any good info on them at all. I don’t know what to do. Help? FYI, payday loans are a no-no. They charge incredible fees, it should be illegal.

Loans Guide answers:
“Parkwood Lending” is a an “advance fee” scam.
They change their name constantly, but the fraud is simple. They promise they can loan you money, but only if you send THEM your money first…. Only your money is real.
Their website has been out there for less than 2 weeks.
Their supposed address is a grove of trees.
They want you to use western union or moneygram to send the money to someone in Canada.
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Tags: making money, Interest Rate, loan consolidation, High Interest, Bad Credit, payment plan0 Interest Credit Card Applications
August 4, 2010 by Loans Guide
Filed under Bad Credit Loans
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Tags: interest free credit card, short period, credit cards, credit cards credit, interest credit card, free cardsThe Way To Make The Credit Card Bring Profit
May 11, 2010 by Loans Guide
Filed under Bad Credit Loans
Making the credit card profitable is a difficult task. There are lots of different things to do in order to reach this aim. If you are not accurate enough or don’t want to spend your time in vain, just find the credit card with the low interest rate and fees. There are some though they don’t offer the great amount of the credit card options. Nowadays the credit card is not only the cashless payment method or the way to improve your credit reputation and the credit score. This is the great way to save some money as well. The credit card options can give you this possibility if you manage to do the things right. The set of the credit card options is almost the main parameter of the credit line. Those who succeed in building this list according to his requirements and needs will find out that their credit cards are profitable.
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Tags: credit line, credit cards, great way, credit score, direct shortcut, regular basis, average people


