do big banks own any payday lenders?

seems to me they can keep you trapped in the decline mode while steering you to payday lenders thereby getting money from you without ever approving you for a traditional loan

Get me out of Payday Loan HELL!!?

I was foolish and got way in over my head with payday loans. I finally closed my account and now I owe about $2000 to six different lenders. Does anyone know how I should proceed? It seems like these debt consolodation places are as shady as the loan places. How do I pick and honest one that is on my side?

How long does it take wefixmoney.com to find lenders?? I have been on the same screen for an hour.?

im trying to get a payday loan. It has been searching for lenders for a while now. Is there another site i can use or does this one really work?

Quickest way to get a payday loan?

I’ve been trying to get a quick payday loan but every time I fill out the form for one site I get to a lender that makes me fill out out another form and this cycle just repeats itself again and again. Can anybody tell me a site where I just have to fill out ONE form to get a payday loan?

I need a long term installment loan(not a payday loan) I have bad credit.?

Anyone know any legit bad credit lenders?

I live in Georgia and need a payday loan and have direct deposit? Does anyone know of a company I can use?

I Have a payday loan that I got online from another state and I live in GA can they take me to court?

Have tried to pay these off I have 3 loans. They are sucking me dry and I can’t afford to pay them anymore money. What are my options? I live in Georgia and got the loans online from another state.

where is a real payday loan cash advanced site for people in georgia and not a matching service?

a real site like not a matching lender site

Can anyone tell me where I can get a payday loan or cash advance if I live in Georgia?

I am in Georgia and am looking for a payday loan from $200-400 anyone know where I can get one?

I’m not into lawsuits. Mostly.?

For instance, my oncologist had me receiving radiation treatments for a week on the assumption my cancer had spread to my spine and it turned out to be spinal stenosis and a bulging disk. I think my saliva glands are permanently damaged but if I sue my doctor who would take care of me? Stuff happens.

But, one stuff has happened that has my ire up. I have been through some hard financial times … once or twice (only) I had to take a short-term payday loan which I paid back right away. No problem there, saved me more than it cost in those instances.

Nowadays, however, a search for loans has you put in ALL your information then sends it to a dozen or so places to see who can offer you the best deal. Drawback here (stupid Laurie!!!) is they all have that information, including bank info. So I had a couple instances where lenders would take out money instead of putting it in . Talk about stupid!! I won’t make that mistake again.

Now, a different lender (not one of the ones who ripped me off before) is threatening to sue me for a loan they never made. I told them go ahead and sue me because it will take 2 seconds to prove I never received money from them. And then they can pay my lawyer. And maybe some extra for emotional stress. Grrrrrrr. They actually DO have ALL my information and want to sue me for ‘fraud’. I offered to send them my bank statement (they already have the numbers) so they can just let it go and after some arguing back and forth they agreed. So two minutes later I have it.

But. Can I countersue them if they take me to court? It would be nice to have a little money to leave to the kids. I might just be angry enough to do it. Is it feasible? They are using fright tactics (“we have 16 lawyers listening to this conversation .. like that wouldn’t cost more than they think I owe them ($215?)… I’m thinking if I don’t call back or send them the information I might not hear from them again. Maybe they figure most people who apply for payday loans are desperate and will imagine that they somehow neglected to pay and just give them the money. Dunno.

Do I play ball or wait and see what they want to do? Make them at least spend some more money with filing papers to get the information.
Yea that’s what I figured. I’m much calmer now.

So I don’t send them the proof so they’ll drop it? Just let them proceed if they want?

This just stinks of …. something …. anyway. I don’t think this is how lawsuits are handled. What I think is this is some bill collector or just a scam to get me to pay back money I never borrowed. That’s why I’m so ticked off. If I borrowed money I can make arrangements … I’ve got a few of those going that may or may not be paid off before I die. But I wouldn’t want anything to prevent my estate from settling.

Looking for a private lender?

I am in need of a loan but my credit score keeps me from getting one. I don’t want a payday or title loan but a real, legitimate loan. I own collateral, have a good job and own a home so I would be able to pay it back at a higher interest. The only ones I find on the internet are foreign loans from scammers who charge fees. Looking for an American lender who will be honest and sincere. I am only looking for a $10,000.00 loan . Please help.

money help?

hi have tried to get a loan everywhere including payday etc but having just got back on my feet nobody wants to know i am now desperate earn good money but house will go if i cant come up with the goods and £5000.00 is a lot dont want any of these yahoo.com lenders fake all of them loan shark preferred as i need it quick like yesterday my number is 07971470945 only genuine calls please thanks all

Where can I get $1500?

I am a student and my husband just went back to work after having a tumor removed. He needs a work truck and we found a great deal, but it is $1500 and our credit is not that good. We can get approved for payday advance loans, but do not want to use them. Does anyone know of a lender that does high risk loans for person to person auto purchases? Please help! We only have 3 days to get the money together!
Thank you!

Bank Repossessing the car?

My car is being repossessed but it sounds and seems like I do have one last chance. I am not absolutely sure that I have this last chance because the bank representatives are not giving any straight answer to me and saying things that do not make any sense. I have offered them the following 3 things to resolve the situation:
1- Pay off all past due amounts, $350/mo times X 6 months = $2200
2- Setup automatic payment from my account every month
3- Pay $500 instead of the minimum due, minimum is $350/mo

The bank isnt willing to accept my offers at all and they are saying the following:
1- Pay $2577 by April 30th or wait for the tow truck to arrive any minute, infact the repo guys are already trying to locate the car
2- Since I am offering them to pay $2577 by May 1st (payday) instead of April 30th , they want me to pay an additional $350 because May 1st is when the next payment becomes due
3- According to them, f I pay only $2577 on May 1st then repo guys will still be tracking down the car and will repo it the moment they find it. In order to stop repo order, I must pay $2577 by April 30th or 2577+350= 2920 any time after April 30th. They haven’t told me if I pay the due amount by April 30th, when would the next payment become due.
4- They want me to always Wire Transfer the monthly payments instead of pay by phone or by check because the account is charged-off. It is a dead account now, not sure if paying all back due amounts will make the account Active. I have asked this question but they dont answer whether paying all previous balance will make the account active.
5- My payments used to be due on the 20th of every month but now it seems like they want money on the 1st of every month

I am not getting a proper answer from the representatives at the bank and they are acting like as if I have borrowed the money from them and not from the bank. I have a feeling that the they will repossess it anyway. Has anyone experienced something like this? Is there any repo law that I can refer to or any documentation I can request from the lender to find out what exactly is going on? The only reason I have made my offers to bank is that I have just gotten out some other serious financial problems and I am ready to take care of my car loan and expect to pay it off in the next 12 months easily. But if they are going to damage my credit by repossessing the car anyway then I want to make sure that I dont pay them a penny. Is there anyway I can find out what they are upto?