Does anyone know of any online installment loans for people with less than perfect credit?

I am looking for more of a debt consolidation loan, not a payday loan. Any informed info would be appreciated. Thanks!

Where can I find a debt consolidation loan w/ bad credit for about 10,000 dollars?

I need to wipe out everything quickly and show a good payment history. The debts are too old to get a traditonal bank loan. I have thought about the the online cash advance payday high intrest loans b/c I am more lkely to get approved . I am beginning to think it is worth it so that can repay an old debt to my college so I can graduate, finally obtain a regular loan to secure a home loan instead of paying out high rent as a single parent of three. Where can I get this sort of loan and do the ways out weigh the means in my case.

What is the quickest way to payoff payday loans?

Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!

Should I get a loan to pay off the collections agencies?

Should debt consolidation loans be taken to pay off collections agencies, or should they only be used for paying off credit cards? I have debt of about 10,000 from medical bills and payday advances among other things. I want to pay off all my debts so my credit can start recovering.

horrible credit installment loan in canada?

need to get an installment loan in alberta canada.. unfortunately i have some money issues and because i really screwed up my credit when i was younger and i need to get a consolidation loan or installment personal loan to get it all caught up.. i can make the payments i just need to find somwhere willing to lend me..

payday loans are out of the question they are too small and they need to be payed back too soon.. i need something that is at least 3 months to a year

what happens if i didnt pay my payday loan for the cash store?

Is anybody else disgusted with those payday loan stores?

Their only purpose is the suck the communities dry.
It’s legal loansharking.
They exist only to prey on the poor.

I have 2 store front payday loans and 3 online payday loans. I heard that one of my loan companies are illegal?

Kingston Financial, BIG, and Media Cash, I’m not worried about the store fronts but does anyone have any ideals on how to get me out from under these debts? I got laid off and I can’t afford to pay them all or even the interest I have paid the loans off twice by just paying the interest. please help.
I got behind on bills and 1 led to 2 and 2 led to 3 and before I knew it I was taking another one to pay the other one. my bank advised me to close my account and open a new one cause of the activity that was going on causing me to go into a negative balance. this was a stupid thing to do but at the time I was desperate and I thought I had it under control please let me know I’m not the only one going through this nightmare.

Should goverments put payday loan stores in their place?

Should governments put payday loan stores in their place?
I have a real problem with some payday loan stores (from a ethical standpoint) because they charge high interest rates, unknown and unreasonable charges, and lend money to persons who are on welfare and fixed incomes.
I notice a lot of these places ask for a lot of information about the persons. Some of these stores require so much ID and banking information from people, it’s seems unnecessary and a waste of time.
They are also very tough on people who cannot pay loans back on time (eg. the person loses their job)
Now, I know there will be some people who will answer by saying ” don’t get a loan if you can’t pay it back” I already know that.
The question is should governments get tough on some of these companies for taking advantage of people.
Should they make it illegal to loan money to people on ‘fixed incomes’ and ‘walfare’
I don’t get loans from stores or banks.
I don’t get loans from payday loan stores.
There are some payday loan stores that do not loan money to people on fixed incomes. But there are still many that do.
No spam please
I’m not referring to Banks or even credit card companies. I’m referring to stores that loan money to people on a short term basis.
Sometimes the stores will let a person ‘roll’ over there loan to the next week or month. Thus, forcing people to prolong their debt.

Is it legal for payday loan place allowed to disclose case proceedings on someone else’s answering machine?

An old payday loan store called my parents house (because they do not have a number to call me) and disclosed all the case information and where they were from on their answering machine. Their answering machine message clearly states who lives there, and I am not one of them. I was wondering if this is even legal to do. Any help would be greatly appreciated. Even a point in the right direction. Thanks!!
I didn’t give them this number to call me at. I used them as reference, but they said they wouldn’t tell them anything like that.

Does Anyone know Where I Can Get Loan Help Info?

I don’t have the best of credit but I have a co-signer and my own business. (That’s what the loan will be used for) but all I get online is payday lenders and I can’t find a serious lender. Any ideas?

I need a quick loan..?

Im in a bit of a cash crunch, i need cash fast… i keep trying to use online payday loans but none of them are lenders, they are all “third party” crap…do anyone know of any lenders, that can do quick loans..only about 400 to 500 dollars.

I need money now! Payday loan company?

I have been searching for a legitimate payday loan company online, but they are all scams that redirect me to another site that is asking for the same info again. I need to buy food and get some prescriptions. I don’t get paid until Thursday and I have no one to ask for help. I have used a payday loan in the past and it worked out fine, but the company closed down. If anyone knows of a legit lender, please let me know. I have nothing to pawn, unless I pawn my PSP2…..which I m going to look into right now.
I am in NY.

I have nothing of value (material-wise) except my playstation and my cats, lol
See this is the problem..From the answers here,it’s all spam. I guess there are not legit payday companies anymore….

has anyone ever used pdl services and if so are their services legit or is this just a rip-off?

I contacted them so that I could get my payday loans consolidated into a lower monthly payment and they want me to send them $200 just to get started. The way they explained it sounded good but I’m still stuck on this $200 initial fee they want me to pay them to contact the lenders on my behalf I mean I can do that myself. I’m asking anyone who’s done this is or know of someone who has to please let me know if this is a good service to use or not. I’ve read several different things some good and some bad please help. I have 3 online payday loans and the interest is killing me.

How Can I Find A Loan Shark?

I am in need of a loan shark in Birmingham, AL. I have tried all other options & am now in a very bad situation. I am not talking about online lenders or payday lenders. I need the real thing. I would appreciate your help.
I would appreciate it if people did not reply to this question if they really don’t have an answer. I requested that I did not want to hear about online lenders. They are mostly scams.
Sunday Sunday, or whoever you are, don’t you realize that gates donald is a SCAM. All the lenders that have replied to this question, are SCAMS.

what are chances for payday loan lenders or credit cards other then your banks sueing or taking u to court ?

Why do most people have such a negative view of payday lenders?

I am a payday lender.

I see so many people posting how bad payday loans and payday lenders are and how they rip people off, threaten or hassle people who do not pay.

Like in any industry, there is the good and the bad operators. I would like to see the bad ones removed more than most. I strongly believe there is a need for payday loans to assist those individuals who cannot get a loan elsewhere or those who need funds urgently until their next payday.

We have many clients and have never threatened anyone. Our contracts are extremely clear and simple to understand and contain many warnings. We also believe we are the cheapest in the market but still charge high rates.

We send the standard letters if clients do not pay and forward accounts to our collection agents if they do not respond. We do not continue to add fees and charges once it gets to collections which is within a few weeks of the final due date.

I don’t think this is being unreasonable. What do you guys think?

legitimate payday loan lenders?

are there any out there. i am in a bind and don’t want to be scammed. thanks

Best direct payday loan lender in USA?

it seems there are several options to get a payday loan but i heard direct payday lenders are pretty good to have a deal for loan but i dont how to find direct lenders.

What happens if you get a loan from a payday lender but cant pay it back?

I wrote a check to one of those payday loan places but my check didn’t clear my bank. Does anyone know the process of paying it back?

should i get some payday loans?

i know this sounds terrible, but hear me out. i am pretty unfamiliar with payday loans.

i am going across the country with a friend this summer, and i will need some cash. i am currently unemployed in northern new england and i have yet to find a job. the situation is quite dire up here, and i’m sure some of you know how it is.

anyway… if i can’t find a job when the time comes, i was thinking about getting some type of easy loan (i.e. a payday loan?) as my credit is very poor and i have no source of income. i have seen some online payday loan companies that claim they do no job checks – however im not sure that this is true… i’ll look into it further.

my question is such: what legal rights do they have? i know there is a contract and yadda yadda but will the retaliation be anything more than the usual daily harassing phone calls? because i’m used to that already with my college loans and credit card debt, and it really doesnt bother me. so ar am i not in any legal trouble, and i really dont want to end up in court (although i suppose even if i did they wouldnt really be able to squeeze me dry, considering i am a broke ragamuffin).

keep in mind after i get these loans i will be travelling to and perhaps staying forever on the other side of the continent. SO! please keep an open mind and give me your opinions.

thank you!!!
im aware that you need a paycheck, BUT as i mentioned in my original question i have seen companies online that claim they do not check for jobs… i’m not sure how true that is though.
so yeah. read my question.

Where can I find a Private Student Loan that DON”T do credit checks?

I will be starting class online at University of Phoenix. My FAFSA and everything is not enough for my expenses. I need a private loan that I can payback once graduated. I need maybe 4-5 thousand at the most. NO ONE can co-sign for me so that is NOT an option. My credit score is in the low 500 so its not good at all. I would prefer a student loan but also if you could give me websites on loans period that would be good also. NO PAYDAY LOANS! and remember….NO CREDIT CHECKS……Specifically for Students or people in general with LOW credit score, NO credit or BAD credit.
And I dont need ignorant remarks, PLEASE ONLY RESPOND WITH HELPFUL INFO! I would like guaranteed APPROVAL… Thank You in advance

cash advance or payday metabank?

i know there is very few legit payday loans out there online does anyone know a payday or loan service with no credit check that works with metabank. no spam or people telling me how bad payday loans are but im in a bind a need one

Any legit non-payday personal loans online?

My boyfriend and I are trying to get get a personal loan, or any loan that we can for about $7000, $5000 of it to buy his sisters house. I have bad credit and everywhere we’ve gone in the past has told my boyfriend he doesn’t have enough credit history. We recently got him a credit card to start establishing credit, but he hasn’t had it long enough to really show anything. We are going to try the financial places around here, but I wanted to check and see if there’s any legit places online to try, we both work different shifts, so it’s hard to get together to go and apply. We have already tried lendingtree, american general, and prosper.com. Nothing for any of them. Lending tree is still pending, but I doubt it. We don’t have anyone to cosign for us, no family to borrow it from, and we don’t care how much the interest rate is. Thanks in advance.

Anyone done business with 5050loan.com?

I am asking this question for a second time, as all of the replies I received during the past several days, nobody seemed to read my question and just started providing links to various bad credit loan companies, payday loan companies, and companies that only fund loans up to $1,500. I am not interested in any of these loan companies. So please read my question before submitting your answer(s). Thank you.

In this case, if you have not received a loan via 5050loan.com, you WILL NOT be able to answer my question, so please do not bother to answer my question if you HAVE NOT received a loan through 5050 loan.com. Thank you for your understanding.

MY QUESTION:

After seeing various online ads provided by 5050loan.com (see some of their claims below), along with reading the positive feedback on 5050loan.com in Yahoo Answers already, I was already to try my luck at getting one of their loans. However upon going to their website today (08-03-10), they have a statement on their website that states: “AS OF JULY 19, 2010 WE WILL NOT BE ACCEPTING ANY NEW LOAN PACKAGE SUBMISSIONS DUE TO THE LARGE VOLUME OF SUBMISSIONS WE HAVE REACHED OUR MAXIMUM PROCESSING FOR THE MONTH OF JULY ”.

I have never heard of a business or company having to put potential customers on hold like this. Yet upon doing a little further online research of this company, it looks like they have over advertised and they seem to have quite a few ads on Craigslist and The Backpage and have ads on other various online advertising venues all over the country. Well it must be nice! I sure wish I could get a job working for them if they are that backed-up with business. SMILE! Yet upon reading a few media articles on this company, it seems that they work with several lenders and are not the actual lender themself. So I was wondering if anyone that has a loan through 5050loan.com, can you please provide me your lender name and telephone number. Because I somehow have a feeling that 5050loan.com is going to be swamped for awhile, and I would like to apply for a loan through one of their lenders, since 5050loan.com seems to be the only company out there that might be able to help a person like me in my financial situation get a loan for $25,000, yet if they are that busy at the moment, I hope by going to one of their lenders directly, I can have better luck to see if I can get a loan or not, rather than waiting for 5050loan.com to open their doors to start taking applications once again. Seeing that it is already August 3rd, they still have not updated their website to provide a status on when they will be taking applications again.

I would appreciate any help I can get. Thanks everyone : – )

Ernesto

5050loan.com states in their ad:

No Credit Check – No Collateral Required – No Co-Signer Required

No Bank or Checking Account Required – Garnishment Ok

No Job OK – Stated Income Ok – No W2 or Tax Returns Required

Bad Credit Ok – Repossession Ok – Charge Offs Ok – Bankruptcy Ok

Foreclosure OK – No Credit Ok

Loans up to $50,000 – No Upfront Fees

UP to $50,000 Unsecured Personal Loan

No Credit Check – Patented Identity Verification Check