Help with my payday loan!?

Last year I took out a payday loan for $1,000. Every month I go into the store and pay $140 fee to take out a “new loan” at the same place to cover the $1,000. Technically I would already have it paid off by now and then some. I don’ t know if this is considered a “roll over” loan, but I was doing some research and I know they are illegal in Ohio. Can someone please give me some advice?

What type of jobs are available for people who have a high school diploma?

I plan on going back to school in Janurary but I have had terrible luck looking for a job and I am a single mother of a 2 year old and I was wondering what types of jobs are available to me!! I have 3 years customer service and 3 months of Store Management experiance at a payday loan store but no one seems to be hiring!!!

Can I borrow loads of money and move abroad?

If I were to borrow £50,000, 20k from an unsecured loan, 15k from credit cards and the rest from payday loan companies, store cards and bank overdrafts and left the country what would happen? Would I get away with it providing I did not come back to the UK for at least 6 years. As far as I know there is no law against not paying back your debts. Thanks for your answers in advance.

I need to get out of payday loans!!! Help !!!!!?

I have a few store front payday loans, not the online kind. Is there any way to get out of them legally?? Also does anyone know of a way for a person with bad credit to get a loan that does not have a super high interest rate?? Thanks in advance!!!!

Working at a payday loan business bad for future employment?

My friend has fallen on hard times and needs a job. He has great qualification and has been offered a GM position at a payday loan company. He doesn’t like it too much ethically but he can stand it for a year or so.

Business is booming at these places as you can imagine and he will be very well trained. Plus, his store will be located in a higher income area so many of the customers will be using western union, small business owners needing to cash a check fast, and things like that.

Will working as a branch manager look bad to future employers? I know that many think it’s predatory lending but he doesn’t set the prices, he just works there. Will this screw him in the end?

Thank You,

TJ

need help about a payday loan?

i got a payday loan couple months ago from a cash store i havent really gotten things in the mail to tell them to pay me back but havent taken it out of my account yat, will i have to go to court if i dont pay it back? its $200 something

can i get an loan online (check into cash) and then pay it back at local store?

i want to take out 3 loan from 3 different payday loan companies, online would be quicker and i hear its cheaper, can i take out 3 payday loans online and then pay them at the local payday companies?

Can I be arrested for defaulting on some payday loans? What kind of trouble can I be in?

I currently have 3 outstanding payday loans(in store services). I got into a jam and I have an outstanding balance on all 3. I partially paid back one but they keep debiting my account and I keep getting penalized from my bank for all types of fees. I also know the interest is racking up on all 3 loans. All the loans are less than $1000 and one is below $500. I am doing my best to make the money to pay them back along with all the fees but right now I am just having some tough times. What kind of trouble am I in here? Can I be arrested for this? I know this was one of the dumbest things I have ever done and I will never deal with any payday loan companies again once I take care of this. No sarcastic answers please we all go through hard times.

Poor Credit – Where can I turn for a semi-reasonable interest rate (< 100% APR) on an unsecured loan?

I have about $2,500 in debt. about $1,400 of that is to payday loan stores which are charging me through the nose in interest. I’m paying around $500 a month in interest. I could probably pay everything off and be debt free in 6-8 months if I could just get a reasonable interest rate. The problem is that my credit sucks and I don’t own anything that could be used as collateral. Are there any banks or other lenders who might give me a loan at a rate less than 100% apr?

Do you have any other suggestions to get out this mess?

Payday Loan would not accept check?

My bank changed hands recently and everybody was sent new credit/debit cards. We were told to continue using our old checks as usual. I had a payday loan out w/Advance America and was told by the store that they could not accept my checks anymore due to the bank changing hands. The store manager asked me to bring back counter checks or some other check that had the new banks name on it. The branch Mgr clld the store and was given the same run around w/no explaniations or name of the person Advance spoke w/at the bank. Has anyone else gone through this w/Advance America?
Keep in mind we were advised to continue using out old checks, the bank is not issueing new checks! So taking the money out and paying it off is not answering my questions. As asked please let me know if anyone else has had this problem. Thanks!
OMGosh, I”m not looking to take out a new loan, I’m asking if anyone experienced this same situtation where the bank changed hands and a vendor would not accept your check that per your bank was advised to cont using? I’m looking for a new loan!! Has anyone had this problem w/thier bank or a vendor?
OMGosh, I”m not looking to take out a new loan, I’m asking if anyone experienced this same situtation where the bank changed hands and a vendor would not accept your check that per your bank was advised to cont using? I’m NOT looking for a new loan!! Has anyone had this problem w/thier bank or a vendor?

Opening check cashing store and I want to create to your needs please help!?

Hi everyone! Please respond with your views on check cashing stores, payday loans, etc… Include what you like/dislike and any suggestions. Please help me make my store #1.

What happens when you have a PayDay loan?

Direct deposited but you have to close that account due to future fraudulent charges.
I have to close the checking account that I used for 2 of my loans (which they take the money out automatically on the due date.) 1 company is only on the internet so it’s not like I can go inside the store and pay

any lawyers familier with the payday loan laws that just went in effect in July for Oregon?

my question is i been paying off a payday loan from the cash store through a 3rd party collection agency for about 9 months at 100 dollars a month then I fine out that in early August my account was sent back to “The Cash store” I noticed it was the same time frame that alot of the companies in Oregon gave up there license to do business in Oregon cause of the new laws that went in effect in Oregon on July 1st. Now I cant get a hold of anyone from the company to ask whats going on. I owed 435 dollars lefted of about a 1000 dollar original balance. Do you think they just charged off the remaining balance?

How do I market while in the office?

I work at a payday loan store and have been unable to get outside to market anything because of having no manager right now. How do I get new customers in without leaving the office?

Payday loan company charging too much?

I recently got a payday loan from a place called “The Cash Store”

My loan was for 100.00 – the amount I paid back was 147.00. Is there somewhere I can report them there was a brokerage fee of 28.00 and also a fee of 8.00 for a debit card – as this company does not give out cash and gives loans on debit cards instead

I’ve heard of someone reporting a pay day company before and getting the whole amount (even what was borrowed back)
Even so, these jerks should be reported for taking advantage of people who are in a tight spot financially

Thanks

payday loan without a checking or savings account?

Does anyone know of a website that offers payday loans without bank account or credit check? Oh, and same day?

I live in Texas, I don’t know if that matters.

payday loans without a bank account?

i need a loan but do not have a checking or savings account any suggestions?

my checking account is constantly in the red. how can i pay all my bills without overdrafting?

before i even get my pay check, i owe the bank anywhere from $100-$300, so by the time i get what’s left over and pay bills,i need more money just to get by for the next two weeks, so i end up applying for advanced payday loans. its a never ending cycle that i need a way to get up and out of. please any advice?

Does anyone know where to get a payday loan without having a bank account? ?

Is there any sites that send checks instead of wiring money directly to your bank account? I need a payday loan. I know all the bad things about these places and how much interest they charge so please do not leave any feedback regarding that cause i’m well aware. Any info as to where i can get a loan without giving out my bank account would be helpful. Thanks so much.
I can’t get any credit cards, my credit is too bad. No one will approve me

Is it safe to apply for an online payday loan?

When I go to a store or whatever you want to call them, they say you need a check stub and a bank statement and I don’t get bank statements. So I figured I will get and online payday loan. HELP???

Has anyone had a successful experience with any payday loan consolidator in Texas? Help!?

I have some payday loans that I can’t afford to keep up with anymore. Anyone have any legit companies they have worked with to help them get out of this? They are store front places in Texas.

when a lender tells you that you need a voided personal check to get a payday loan how do you get it?

I have never had a payday loan before and I was wondering do I go by a check from the store and write void on it or do I have to stamp it or what do i have to do because I have no Idea.

Payday loan question…?

I have an online payday loan that i have out…i will being paying for it this friday…but i need to take one out at a payday store..will i be able to do it…
i know i shouldnt be doing these in the first place but its an emergency. So will i be able to get it from the store even if i have one out from online. They are from different places.

Texas payday loan didnt get paid, now getting calls from Federal Attorneys office in California. so they say?

So I took out a $950 payday loan and made 2 or 3 payments on it and get it down to like $700. They made me write a post dated check, which I ended up having to close the account because there was fraud on the account. I was out of town, and completly forgot to let the loan store know. IM back in town and getting calls from an indian guy that tells me that he is with the Federal Regulators attorneys office in California and that 3 criminal charges are being filed on me for stealing and 2 others that i cant remember because i was unable to udnerstand the guy. I ask for an address that Im unable to find on google maps or any federal site. I call back to verify the charges and they then tell me they are a different company name with a different address that i am still unable to find. Now my question is, can any of this really happen? I know I can be sued in civil court, fine, but any criminal charges? I know bad check writing is illegal, but i cant predict fraud and the bank making me close my account. any help will be appreciated. my attorney’s office isnt open on the weekend, otherwise i would ask him.