Your Questions About Payday Loans Yes
January 16, 2012 by Loans Guide
Filed under Payday Loans
Betty asks…
yes what type of lawyer do i need to get a creditor who is using an lawyer to try and Force me to pay ?
yes i have a payday loan componay trying to force me to pay them by haveing a lawyaer contact me telling me that if i don’t pay i could face very secruois jail time and fed charges but is int aginst the law for any cerditor to use any type of legeal forcce to try and get you to pay so i need to know what type of layer i need to get them off of my back?
Loans Guide answers:
No lawyer will ever threaten you with jail time. There is never any jail time, unless there is outright fraud and that would be up to the district attorney. Notify the FTC (Check under Credit and Loan/File a Complaint). It is against the law what the company is doing. You can write to them and tell them not to contact you again, once they turn it over to a collection agency, they will stop, except for to sue you. If they win they can garnish your wages, that is all.
Joseph asks…
what are some real payday loan sites?
im looking for a actual payday loan site not a refferal and not a scam
i have not came across one at all. and i need a small loan
and yes i am aware or the pros and cons of a payday loan
Loans Guide answers:
Angela,
ChecknGo and CheckCity are two that are actual companies and not just a site sending your application out to several different lenders.
However, check out BillFloat.com as well – they are MUCH cheaper than a payday loan (about 1/9th of the cost), and still lend to people with bad credit (and do so quickly) – much better option than a payday loan.
Steven asks…
Have Pay Day loans out in Ohio. Can I close my account?
Yes, I know we got into some deep crap with these pay day loans. We are claiming chapter 7 bankruptcy in February, just 3 months from now. We are in a few pay day loans, paying one off with the other.
If we close out account, what will happen? We intend to put these payday loans on our chapter 7.
My biggest concern is, will I go to jail???????
Loans Guide answers:
Well, you won’t go to jail unless your committing some kind of fraud.
However, I don’t suggest you take out a loan to pay another loan. Becauase then your getting charged interest off the principal you used to pay the interest and principal of the last one.
I advise you to get a job and just be honest with your lender rather than just keep taking out credit lines. Eventually your credit history will be shot to hell and no one will take a risks on you.
Chris asks…
Is there any online payday advance sites that do not require direct deposit?
I have applied to several sites but they all redirect me to more sites.. its frustrating. Am just needing a small loan. (Yes, This is my last option). I do not have direct deposit and most the ones I have been pre-approved for they turn me down once I mention no direct deposit. Can anyone help??
Loans Guide answers:
Hi
If you looking for a legitimate payday loans upto $1500 in less then 1 Hour .once approved Advance loan with be transferred directly to your checking account promptly, and securely. Now you’ll be able to use the cash for all your necessities.
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http://bestpaydayloancompanies.com
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• 100% secure and processing
• No faxing -No credit check
• Immediate online approval
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Good luck..
Nancy asks…
Please help with Payday loan?
I live where I have an apo ap address….no local payday loan places….I don’t have friends or family I can borrow from….I need a real payday loan…. $1000 in 72 hours…. Yes yes I know the fees can be ridiculous but I will be in huge trouble to not have this…. I researched online but who’s to say which one is which……I’d appreciate some assistance if anyone has used one that’s reliable or even real for the matter!
Loans Guide answers:
With an APO address- I assunme you are military. Go to the finance offices and talk to them. Also, there are many many organizations that will provide you a short term loan as a military member. Worse case scenario, go up your chain of command and see what they can do to help you.
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Tags: credit check, day loan, payday advance, Human Interest, worse case scenarioYour Questions About Payday Loans Online Lenders
December 8, 2011 by Loans Guide
Filed under Payday Loans
Michael asks…
Has anyone had experience with 90 day loans?
Ive been trying to get one, because Ive just moved and the electric company is charging a huge deposit to have it turned on, and I dont have the money for it. Im unsure of who to go through, I would really like to do it online because I need the money deposited as fast as possible. Every application site Ive gone to turns out not to be a lending company, but the middle man, and they send me to 3 others who also are not lenders. My credit is not good, so I cant get it through a bank,although I do have a checking account. Also, I would prefer a 90 day loan so I could pay it off more gradually, as I am not sure I could do it in the two weeks that payday loans give you. If anyone could tell me some advice, or experience, or a good site that would be so great!! I need power! Thank you.
Loans Guide answers:
Those short term loans are not a good deal. It would make more sense to get a credit card with a zero % introductory rate ( usually for 6 months). It would cost a lot less).
Http://creditcardgoliath.blogspot.com/
Thomas asks…
Need an online cash lender?
Looking for a small loan – I think a pay day loan will work as I can repay it when I get my next paycheck. Is there any online payday advance company with reasonable rates?
Loans Guide answers:
Not online, you have to use brick and mortar.
Mark asks…
Can anyone get a payday loan?
I have seen the sites online and it looks pretty easy to do, but I don’t really trust online money things. I’m getting ready to take a vacation and would like to get the money to take with me….and they seem to do it pretty fast. Anyone gotten one before? I did find one through a reputable lender but i’m still kind of wary.
Loans Guide answers:
Please don’t do this. They will charge you such a lot. It isn’t worth you wasting your money. You are right to be wary, regardless of if they are online or not.
David asks…
I NEED CASH FAST! DO YOU KNOW A EASY PAY DAY LENDER?
IM A SINGLE MOM, I WORK PART TIME… AND I NEED A PAYDAY LOAN LIKE FAST
I DONT HAVE TIME TO FAX NOTHING…
DO YOU KNOW ANY LENDERS ONLINE, THAT ARE EASY TO GET A LOAN THROUGH?
PLEASE LET ME KNOW!
Loans Guide answers:
Shylock.
Linda asks…
What is the statute of limitation in California for a payday loan default?
I have a payday loan that I was unable to repay due to termial illness and other factors, including reduction in income, and an IRS garnishment in addition to having been evicted from my home. I need to know what the statute of limitation is under which I might be sued. The lender is not woking ith me at all, in fact they claim that I wrote a check to them that was returned by my bank, and Im being threatened with prosecution for an NSF check. I never wrote them a check, the entire transaction was done online. My bank also confirms that no check for the amount claimed was ever presented for payment, let alone dishonored.
Loans Guide answers:
In California, the statute of limitations for a payday loan is 4 years from the date of the last payment on the account.
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Tags: pay day, yahoo answers, small loan, Loans Guide answers, cash lender, online lenderA Legitimate Payday Or Temporary Loan That Is Now Offered To Help Overcome Emergency Situation
August 4, 2010 by Loans Guide
Filed under Payday Loans
Cash shortages happen to everyone, even seasoned budgeters. Coming up short on money once in a while doesn’t mean you’re irresponsible; it just means that life dealt you an unpredicted hand of monetary setbacks. Perhaps the car that has run smoothly for years suddenly gave out on you, and now you have to spring for costly repairs. Maybe you experienced a recent illness that left you with a daunting stack of medical health insurance co-pays and deductibles. Obviously, these kinds of unavoidable surprise expenditures always seem to strike in in between paydays whenever you possess the least amount of money on hand. If you’re in a tough spot financially, a quick legitimate payday advance may be exactly what you’ll need to smooth out your income flow and handle pressing expenses. There are only few “LEGITIMATE PAYDAY” sites that can help you with your condition.
The primary goal of a payday loan organization would be to provide our clients with the quickest online lending service, turning around instant applications the same business day to obtain you the emergency money you’ll need. If you have a stable job location but need some additional money between paychecks, you’ve come to the place. You will by no means suffer from high unexpected bills ever again because you’ll always have the necessary funds to easily cover immediate expenditures! Fax payday cash advances will assist you to get emergency money.
Payday advance loans are simple to utilize for and usually are approved very quick. Online payday advance companies can approve your payday advance rapidly and you can have the emergency money you’ll need.
You will find some payday loan websites that will link your application to their own network of participating lenders for fast and guarantee processing.
Money advances take just a few minutes to apply for whenever you fill up now for payday loans online. Actually, you’re never required to go to your neighborhood payday loan store; and you will not even have to fax in documents because we supply services for no fax payday loans too. Faxless payday loans are really very simple and are a favorite with our customers who do not have easy or fast access to a fax machine. With no worrisome credit checks and without having to fax documents, you are able to have your payday advance loan very quickly. Whenever you utilize online for your cash progress your application is processed instantly which in turn means less waiting time for you.
Pay day loan can be useful in numerous difficult but temporary monetary situations. Bankruptcies as well as other monetary issues that usually affect the ability to receive conventional credit don’t utilize to a payday loan.
Applying for a payday loan has other advantages, too. It will avoid unnecessary bounced check fees and other difficulties that arise from unpredicted emergencies in in between paydays. Prudent use of a payday advance, with timely repayment, can also assist with the credit rebuilding procedure.
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Tags: stable job, unexpected bills, loan websites, Business Finance, Personal finance, cash shortages, loan store
