Should I try a payday loan?

I could not find a store to cash my check. I need around $ 300 by the morning. Is this bad?
Where can I find a payday loan place?

I’ve done my research on payday loans and have decided I need one. How do I find a pay day center near me?

I’m not sure I want to do one of those online applications. I’d rather go to a store where I can go over rates, services, etc and where I can go repay the loan without worrying about online fees or the payment never getting to the place.

payday loan frauding employment?

i work at a store called instaloans and today i found out someone came in and got a loan and they frauded there employment made there own paystub and we found out they are not even employed my dm is now talking about telling the cops what could the cops do????

Would our bank let us do this? (to get out of payday loan cycle)?

We owe 2 different paycheck loan places about $1500 total. (both local stores). We took some bad advice from the paycheck advance clerk – she told us to close our bank account and than said the main office would work out payments with us that way. Well, after the fact – we’re learning that these “payments” would actually be them garnishing our wages.

We’re going back to our bank this morning, and going to ask them if they will re-open our checking account and allow the payday loan checks to go thru (we have overdraft protection, er.. had) and than freeze our account and pay the bank $300-$400 a week until its all paid off.

Do banks typically let people do this? Is there a name for it, so when we talk to them we can be understood better? A friend said it sounds like a “fresh start loan” but I just want to make sure.

Sorry if this is a dumb question – but we’re planning a wedding thats 1 month away, my fiance was injured in an accident so the medical bills keep piling up and we’re getting frantic.

Helpful advice is appreciated <3 thank you.

Is there hope for someone who has gotten deeply involved with these payday advance loans?

My fiance owes over 3,000 dollars to more than 10 payday advance stores and I dont see a way for him to get out of it short of filling bankruptcy. He has to write a new check every month to pay off the old ones and he cant seem to get caught up.

I’m not into lawsuits. Mostly.?

For instance, my oncologist had me receiving radiation treatments for a week on the assumption my cancer had spread to my spine and it turned out to be spinal stenosis and a bulging disk. I think my saliva glands are permanently damaged but if I sue my doctor who would take care of me? Stuff happens.

But, one stuff has happened that has my ire up. I have been through some hard financial times … once or twice (only) I had to take a short-term payday loan which I paid back right away. No problem there, saved me more than it cost in those instances.

Nowadays, however, a search for loans has you put in ALL your information then sends it to a dozen or so places to see who can offer you the best deal. Drawback here (stupid Laurie!!!) is they all have that information, including bank info. So I had a couple instances where lenders would take out money instead of putting it in . Talk about stupid!! I won’t make that mistake again.

Now, a different lender (not one of the ones who ripped me off before) is threatening to sue me for a loan they never made. I told them go ahead and sue me because it will take 2 seconds to prove I never received money from them. And then they can pay my lawyer. And maybe some extra for emotional stress. Grrrrrrr. They actually DO have ALL my information and want to sue me for ‘fraud’. I offered to send them my bank statement (they already have the numbers) so they can just let it go and after some arguing back and forth they agreed. So two minutes later I have it.

But. Can I countersue them if they take me to court? It would be nice to have a little money to leave to the kids. I might just be angry enough to do it. Is it feasible? They are using fright tactics (“we have 16 lawyers listening to this conversation .. like that wouldn’t cost more than they think I owe them ($215?)… I’m thinking if I don’t call back or send them the information I might not hear from them again. Maybe they figure most people who apply for payday loans are desperate and will imagine that they somehow neglected to pay and just give them the money. Dunno.

Do I play ball or wait and see what they want to do? Make them at least spend some more money with filing papers to get the information.
Yea that’s what I figured. I’m much calmer now.

So I don’t send them the proof so they’ll drop it? Just let them proceed if they want?

This just stinks of …. something …. anyway. I don’t think this is how lawsuits are handled. What I think is this is some bill collector or just a scam to get me to pay back money I never borrowed. That’s why I’m so ticked off. If I borrowed money I can make arrangements … I’ve got a few of those going that may or may not be paid off before I die. But I wouldn’t want anything to prevent my estate from settling.

Looking for a private lender?

I am in need of a loan but my credit score keeps me from getting one. I don’t want a payday or title loan but a real, legitimate loan. I own collateral, have a good job and own a home so I would be able to pay it back at a higher interest. The only ones I find on the internet are foreign loans from scammers who charge fees. Looking for an American lender who will be honest and sincere. I am only looking for a $10,000.00 loan . Please help.

money help?

hi have tried to get a loan everywhere including payday etc but having just got back on my feet nobody wants to know i am now desperate earn good money but house will go if i cant come up with the goods and £5000.00 is a lot dont want any of these yahoo.com lenders fake all of them loan shark preferred as i need it quick like yesterday my number is 07971470945 only genuine calls please thanks all

Where can I get $1500?

I am a student and my husband just went back to work after having a tumor removed. He needs a work truck and we found a great deal, but it is $1500 and our credit is not that good. We can get approved for payday advance loans, but do not want to use them. Does anyone know of a lender that does high risk loans for person to person auto purchases? Please help! We only have 3 days to get the money together!
Thank you!

Bank Repossessing the car?

My car is being repossessed but it sounds and seems like I do have one last chance. I am not absolutely sure that I have this last chance because the bank representatives are not giving any straight answer to me and saying things that do not make any sense. I have offered them the following 3 things to resolve the situation:
1- Pay off all past due amounts, $350/mo times X 6 months = $2200
2- Setup automatic payment from my account every month
3- Pay $500 instead of the minimum due, minimum is $350/mo

The bank isnt willing to accept my offers at all and they are saying the following:
1- Pay $2577 by April 30th or wait for the tow truck to arrive any minute, infact the repo guys are already trying to locate the car
2- Since I am offering them to pay $2577 by May 1st (payday) instead of April 30th , they want me to pay an additional $350 because May 1st is when the next payment becomes due
3- According to them, f I pay only $2577 on May 1st then repo guys will still be tracking down the car and will repo it the moment they find it. In order to stop repo order, I must pay $2577 by April 30th or 2577+350= 2920 any time after April 30th. They haven’t told me if I pay the due amount by April 30th, when would the next payment become due.
4- They want me to always Wire Transfer the monthly payments instead of pay by phone or by check because the account is charged-off. It is a dead account now, not sure if paying all back due amounts will make the account Active. I have asked this question but they dont answer whether paying all previous balance will make the account active.
5- My payments used to be due on the 20th of every month but now it seems like they want money on the 1st of every month

I am not getting a proper answer from the representatives at the bank and they are acting like as if I have borrowed the money from them and not from the bank. I have a feeling that the they will repossess it anyway. Has anyone experienced something like this? Is there any repo law that I can refer to or any documentation I can request from the lender to find out what exactly is going on? The only reason I have made my offers to bank is that I have just gotten out some other serious financial problems and I am ready to take care of my car loan and expect to pay it off in the next 12 months easily. But if they are going to damage my credit by repossessing the car anyway then I want to make sure that I dont pay them a penny. Is there anyway I can find out what they are upto?

Are payday loans legal in georgia?

I’m looking to find a loan company in georgia that do no credit check loans.

Where can I find a payday loan in Georgia that I can apply for online?

Can anyone tell me with a simple yes or no answer are payday advance loans allowed in Georgia.?

can you get a payday loan in georgia?

atlanta

Payday Loans?

Ok, I asked this question already, but no one really answered it..I live in Georgia and I need a payday loan that does not require direct deposit..I know this isn’t the way to go, but I have NO other choice, no relatives, nothing..so I would appreciate any help. I need to fill out an application online.

payday or cash advance consolidation companies?

any companies that will consolidate numerous payday or advance loan companies?

bill consolidation “loan” companies?

anyone know of loan consolidation company that would pay off back taxes, actually payoff not negotiate, actual loan, no upfront fees or the dreaded payday lenders

Payday loan help…please…?

Ok I know I have asked a similar question in a forum already but I’m freaking out.

Will I get in trouble if I’m trying to negotiate a settlement thru a debt consolidation company for payday loans? It’s not like I’m not trying to pay it, I just can’t pay the amount they request immediately.

The debt consolidation company had me close my bank account and open a new one so they can receive my money to try and make a settlement with these companies…

I need some information. I’m worried and don’t know what to do. I have five payday loans…I would hate to file bankruptcy and I have no other choices but consolidation I just can’t pay them all in full or even renew them…

are there any debt consolidations or debt counseling companies for payday advance loans?

i’ve gotten myself in trouble with these places and can’t seem to pay them off. i pay them every week that they are due, and i’m never late and have been with them a very long time. when i’m done paying them i hardly have anything left from my checks to pay anything else. are there any places out there that help with paying these things out. also my credits not that good either because i’ve tried getting loans to pay them off but always get turned down. does anyone have any advise to help me with this situation.

is it possible to go with a debt consolidation company to help pay these payday loans off?