Your Questions About Payday Loans Online Lenders

November 13, 2011 by Loans Guide  
Filed under Payday Loans

Sandra asks…

Who do I contact if a Payday Loan Co. put money in my bank when I didn’t need it?

Alright, to make a crappy story short, a few months ago I was searching for payday loan lenders online. I went to several sites and filled out the necessary info to see if I was approved or not. At the time my credit wasn’t so great so I didn’t get any offers. But then several months later, as I checked my bank account I found that a company (SSM LLC) deposited money into my account. Now they want me to pay them back since I hadn’t been doing so over that time. But as far as I can remember I didn’t sign a loan agreement with them. And when I called them they couldn’t tell me which site I had used to receive their loan. I don’t know. Either I’m very unlucky or this is all a terrible scam, but who should I contact to investigate this dilemma?

Loans Guide answers:

Go read my other answer

And, if you “didn’t need it” you wouldn’t have been online filling out payday loan applications giving them your bank account number, right?

Michael asks…

Online pay day loans?

Does anyone know of a legit online payday loan website that is a lender and NOT a website that matches you to possible lenders?? I know that online payday loans are a bad idea, but sometimes its the only idea.

Loans Guide answers:

The real answer….

Stop shopping for payday loans online. Many, actually most, online lenders are really marketing companies and firms. Many of them are not affiliated with such ethical organizations as CFSA, which means that your consumer protection is in potential danger when you deal with them.

Some real advice…

Stick to dealing only with land based lending companys; MoneyTree, Advance America, and many others. Many of these companies are also available online, and they are much more reliable and legitimate

Charles asks…

anyone know of an online company offering a paid list of bad credit lenders?

I’m looking for some recommended sites that offer a paid list of bad credit lenders. I DO NOT want a payday loan and am trying to avoid paying for a list only to get a bunch of payday lenders. Please only serious answers; if I could avoid getting a loan, I would…

Loans Guide answers:

I don’t understand your question.

You wanna pay for a list?

Http://www.PaydayLoanComparison.org

i don’t know if that helps

Mary asks…

need to know where i can get a payday loan very easy and fast online. without them trying to find lenders.?

Loans Guide answers:

Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

Http://payday-loan.we.bs/

Good Luck…

Ruth asks…

i want a online payday loan $1000 ? tell me good lender?

i need asp ..thanks

Loans Guide answers:

There is no such thing as a “good” payday loan company. The interest rate is in the 600+ range. If your short today, you’ll be a whole lot shorter next week when you fork over that interest.

Figure out another way. It’s cheaper to pay late fees on your bills that the interest on payday loans.

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Your Questions About Payday Loans No Credit Check

October 14, 2011 by Loans Guide  
Filed under Payday Loans

Daniel asks…

Payday loans no credit check?

Payday loans no credit check – does anyone know a reliable lender for payday loans no credit check?

Loans Guide answers:

There are many lending companies that have jumped into this business and easily give out these types of loans. You have probably seen the ads on TV, heard them on the radio or you may have driven by dozens of them throughout your city.

A paycheck loan can be a good service for quickly and easily borrowing money within a difficult situation. This really does come in handy if you do not have any other financial choices. Some people might use a payday loan company for an unexpected short term needs such as a doctor bills, vehicle repair or some other expenditure that may occur at an unwanted time. Payday loans are helpful for borrowers who don’t have credit cards or their are no savings available. Because the loans do not require a credit check, they are easy for people with financial headaches to acquire.

Sharon asks…

payday loans no credit check or employment verification and also only if you know that i can get money?

Loans Guide answers:

I wouldn’t call it a full credit check, but they will check to see if you have outstanding loans you’re not paying.

If at all possible, try not to use payday loans. Most of them charge a fee plus interest. Add them together and you’re getting shafted more than you can image.

Yeah I realize you don’t want to hear this, but keep this in mind. If it’s a one-time thing, fine. But if you keep going back and going back, that will just dig you in deeper.

Good luck.

Robert asks…

payday loans/ no credit check?

Does it mean that it doesn’t matter if your under the debt management plan , they can still lend you money ? will your debt management company will know about it if you apply for payday loan?

Loans Guide answers:

Yeah, you’ll still be able to get a payday loan. Check out http://www.discountadvances.com. If you’re looking for a payday loan, this would probably be the best site for you. Very low fees compared to others. No faxing and very little verification required from what I remember. I had 2 loans through them and was pleased with their service each time.

Please check them out and use referral code: XJNZQE

Joseph asks…

What is a Good payday loan, no credit check or faxing,?

Loans Guide answers:

A good payday loan is like Santa, they do not exist.

Stay away from any payday loan as you will pay through the nose in interest. Best bet is to work with a credit union even if you have to open an account.

Susan asks…

Looking for no Credit Check no Fax Bad Credit Payday loan for unemployed people?

Anyone help me.I need this loan urgently

Loans Guide answers:

Visit http://1-hour-payday-loans-usa.blogspot.com/ for no credit check payday loan application.

Good Luck,

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Your Questions About Payday Loans Online No Faxing

October 13, 2011 by Loans Guide  
Filed under Payday Loans

Charles asks…

What is a Payday Loan online no faxing…?

I know what I am getting into using a online payday loan….just need good advice of where to apply not telling me not to do it. I am a adult and can pay back ….Thank YOU

Loans Guide answers:

Hi,

If needed, I suggest you to look for the Reputable payday lenders that offer the lowest rate. Just apply online and the process is simple and secure with instant approval. Funds will be credited into your account the next day.

I know one that offer 50% discount on finance fee for new customers. I rarely see any that offer such a good deal.

In most cases, you do not need to fax any documents to receive your payday loan. Instead, all of the payday loan application requirements can be filled out online.

Check it out at: http://bit.ly/DiscountAdvances

I hope it helps

Mandy asks…

I’m looking for a legit, safe, secure, no-faxing payday loans that I can get online?

Loans Guide answers:

Don’t do a payday loan. The interest is very high, sometimes over 100%. Usually you have to submit banking information and they take money directly out of your account. My husband and I just finished bankruptcy due in large part to payday loans.

Susan asks…

No faxing 100 percent online payday loan?

no faxing 100 percent online payday loan”

HELP! I hate faxing for these things! I need something 100 percent online so I can get my money like within a week. Any ideas? Thanks (I repeat, NO FAXING)

Loans Guide answers:

Hi
If you looking for a legitimate loans up to $1000 in 1 Hour .once approved your loan will be transferred directly to your checking account promptly, and securely. Now you’ll be able to use the cash for all your necessities.

Http://bestpaydayloancompanies.net

• 100% secure and processing
• No faxing -No credit check
• Immediate online approval
• Excellent customer service
• Get Cash in Minutes!
Good luck!……..

George asks…

is there a REAL no-fax payday loan online?

is there a legit company online who does 100-200 dollar advances without faxing?

Loans Guide answers:

No. I tried them all. They all ask for your information, then don’t give you the service you asked for, and subscrice you to something you didn’t see at the time you filled out the application. You end up worse off. Clark Howard (News Radio Talkshow in Atlanta about money) hates them and warns frequently against them. He scolded me when I called into the radio show about them. The best thing you can do is sell something on Ebay. Surely there’s a few things you don’t use anymore and people are willing to pay for just about anything these days. That’s what I started doing.

Donald asks…

No Faxing Payday Loans On The Internet?

Well I ran out of money this week..paycheck wasn’t enough.

I know payday loans are bad so don’t talk about that.

Just tell me where to get the best payday loan WITHOUT faxing. I don’t have a fax machine and need to do it all online.

Thanks!

Loans Guide answers:

Try http://www.nationalpayday.com/. They offer no faxing and the waive the fee for the first 2 weeks if you’re a new customer. If you don’t pay it off and renew it, you will have to start paying fees.

Just because they say ‘no faxing’, you still may be required to fax information if they can’t verify without it.

Do everything you can to pay it off immediately or you’ll be running out of money *every* week. These loans are like black pits.

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The Good And The Bad Of Payday Loans When You Need Cash Fast

August 4, 2010 by Loans Guide  
Filed under Online Payday Loans

During these tough financial times it may be very hard to pay all your expenses, even harder when everyone is battling similar financial shortages you are, so they are unable to lend you the money you need. If you need cash fast, payday loans can supply short term financial relief. A payday loan is a sum of cash that is lent out by an unbiased credit company with certain conditions attached to it, like the payment of interest or lending fees. So, if ever you’re scheduled to pay an expense before your subsequent payday, then this is usually a real choice to get issues resolved. But, a loan of this sort also comes with a possible draw back, as outlined in this article.

The payday loan application process is faster than most, if not all, mainstream financial credit institutions. It is a important factor in situations when you need cash fast. Obtaining a payday loan is a method of avoiding disappointment from the lengthy approval processes that, in the end, don’t give you the cash you need because you do not qualify. The payday loan process gets even better in the event you apply online with companies that may approve your application and electronically transfer the money to you need in as little as 24 hours.

Frightened about your spotty credit or the negative marks on your credit report? It always seems like that weak credit comes back to bite us each time we need cash fast! Luckily, with a payday loan you needn’t worry at all about your credit report. The credit checks for a payday loan aren’t as strict as they can be with banks and different conventional financial lending institutions. And in the event that they do find a number of issues on your record, they hardly disqualify you for that unless the delinquencies are genuinely extreme or payday loan related. Essentially the most you usually need to do is present proof of employment and your most up-to-date bank statement, which confirms your monthly income and payroll direct deposit.

Another advantage to getting a payday loan is that you just will not be asked to offer security or collaterol for payment. Often, occasions when we need cash fast we don’t have time to assemble these kind of things or get these things in order. Assets are not going to be reviewed through the consideration process as to whether to advance the loan to you. This is different from other lending institutions that can turn you down because you do not have assets.

Regardless of all the benefits to payday loans, there are some things to watch out for. The rates of interest are understandably higher than those at banks. That is due to the increased risks for the lenders since you aren’t requested to offer security in the form of collaterol and your credit report isn’t factored into their decision. These factors can lead to larger default rates for payday loan suppliers, hence the higher interest rates. However, if you are a responsible borrower and find yourself in a state of affairs where you need cash fast the fees related to payday loans are often much lower than the fallout that would result from ignoring the situation you are attempting to resolve.

Since payday lenders are taking on increased risks by providing these services, in addition they attach rigid penalties for individuals who fail to respect the terms and conditions of the loan agreement. With some lenders, certain charges are applied for every month that passes that your loan is not repaid in full. Therefore, it will be extremely advisable to assess the terms and conditions of your loan before signing to ensure that your loan is repaid on time, per your agreement.

All in all, when you need cash fast, a payday loan is certainly very helpful when the stress of bills are plaguing you. They’re quick and easy to obtain. Finally, if you’re responsible borrower and respect the loan provisions, a payday loan can be virtually hassle free.

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